Loan for home
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Hi Dimers,
I am looking for loan for home. Can you please suggest from where can I take it apart from home loan and personal loan? Also for home loan which entity will provide on lowest rate and least processing fee etc
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Any pointers to remember before applying for a HL. I am in the process of getting a loan from hdfc
Let me know if you need any help..
I work in HDFC home loan dept. Only.
Interest rate is based on cibil score
Hdfc provides the lowest rate while NBFC do charge higher but would give a higher LTV. LTV simply means that the loan amount as a % of the property value. One thing to note is you should avoid taking insurance for the loan as it charges very high instead you can take a term plan separately.
Visit nearest Bank of Baroda/ union bank branch manager.
Nbfcs like can fin, pnb housing etc can help you fulfill your need as you desire