3
How it go down to that?
Suggest you to apply one card with minimum fd of 2000.
Or you can go with Flipkart, Amazon pay later
Edit: 4-5 saal lagega, 3 saal se Kam nhi lagega 750 jane me.
Why I am saying this ?
Mere 16 credit accounts hai jisme 214 on time payment hai out of 218. On time payment in percentage is 98.2%. mera cibil abhi 717 hai jo 650 se badh ke itna hua hai 1.5 saal me.
Now agr apka 100 repayment me hoga 3 saal me tab Jake improve hoga Jo ki next to impossible lgta considering ki apka koi active credit account nhi currently. 
Disclaimer :I'm no certified expert at this, so take my suggestion with a pinch if salt .
You can consider starting journey with
1lamazon pay later. Spend around 100rs every month & pay immediately after bill generation. Don't over spend.
2)Apply for credit card unsecured cards :Axis lic cards /sbi paid cards /icicibank platinum card among easiest to get.
3)if 2) is not possible, open a regular savings account with icici /hdfc, you'll get preapproved card in 3 months
