[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)
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Dosto,
I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.
Let's share our knowledge. 
Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
I have 5000 youfirst gift card and want to transfer it to bank without any charges and faster.
What is the best option?
@gurucoupon @DealSeeker Is that sheet up-to-date?
@DealLooter wrote:
@gurucoupon @DealSeeker Is that sheet up-to-date?
Unfortunately, no.
@DealSeeker sbi chargers 3% for bank transfer
@DealSeeker @gurucoupon 1 more bad news
Udio allows only 500rs per month free now. After that Rs10 or 2.95% processing fees whichever is higher will be charged.
@the king wrote:
@DealSeeker @gurucoupon 1 more bad news
Udio allows only 500rs per month free now. After that Rs10 or 2.95% processing fees whichever is higher will be charged.
Yeah, this change was highlighted by someone in a dedicated thread earlier this month. But, like Paytm, Udio charges only 1% for bank withdrawals from KYC accounts. Also, the first 2500 withdrawal is free every month for KYC accounts.
By the way. another thing I noticed with Udio is that despite what their FAQs say, now they allow only 4 total load transactions per day. Earlier, you could do as many loading transactions as you wanted with a limit of 2 transactions per unique debit/credit card number.
How to add money in perfect money acCount
Guys, any of you using Freecharge to withdraw money to bank? I’ve been using it for past 3-4 months without any issue but since last week i’m unable to do so. Earlier you could withdraw money after 7 days of loading it, without any charge. I tried and failed many times in last one week.
When I contacted their CC, this is what they wrote back.
p((. Thank you for writing in.
This is with reference to your email regarding blocking of certain features in your Freecharge account.
At the outset, we apologize for the inconvenience caused.
We wish to inform you that, as a fraud prevention & security control measure, Freecharge has put in place automated transaction rules, which restricts any unwarranted misuse of your Freecharge account or credit/debit cards associated with the Freecharge account.
Accordingly, in order to curb any misuse our system automatically restricts the Freecharge accounts to withdraw the amount for 30 days. However, in the interim time period, you are free to use the amount loaded for any recha rges or third party merchant transactions.
If you have any further issues, do reach out to us and we shall be happy to help you.
FreeCharge Team
But this is BS. Because the money I was trying to withdraw was in my wallet for more than a month.
Any of you have any idea why this is happening, or faced a similar problem on FC?
Also, anyone knows any other wallet where I can load upto 10k a month through CC and can transfer to bank without any charges?
Any charge by BMS Wallet for transferring to bank
@panchabhut wrote:
Any charge by BMS Wallet for transferring to bank
Yes, 2%. And there is a withdrawal limit of 500 per month AFAIK.
@DealSeeker wrote:
@panchabhut wrote:
Any charge by BMS Wallet for transferring to bank
Yes, 2%. And there is a withdrawal limit of 500 per month AFAIK.
Withdrawal limit 
@bargainhunter wrote:
@DealSeeker wrote:
@panchabhut wrote:
Any charge by BMS Wallet for transferring to bank
Yes, 2%. And there is a withdrawal limit of 500 per month AFAIK.
Withdrawal limit
Ah, I realized the blunder as soon as I posted it. But then there was no way to edit the post as this is a sticky thread. Mixed it up with the RBL/Udio free withdrawal limit. CC @panchabhut
@admin For the nth time, please allow edits for sticky threads. Isn’t the 24-hour edit restriction good enough? :-/
Nice Post, used for transferring tc to bank KG
Another wallet of interest : ZETA
https://play.google.com/store/apps/details?id=i...
@aswaniexpress wrote:
Another wallet of interest : ZETA
https://play.google.com/store/apps/details?id=i...
are you able to transfer money to bank account using this wallet. Can you please share more details. TIA
@anilenggworks77964 wrote:
@aswaniexpress wrote:
Another wallet of interest : ZETA
https://play.google.com/store/apps/details?id=i...
are you able to transfer money to bank account using this wallet. Can you please share more details. TIA
No. I dont have much details about this..just heard/saw in DD only. we can load using debit/credit card and we will get a visa card from app and we can use that card to shop online.
Hi. R there any wallet/tc card etc offers that one can avail through amex card, etc and then transfer money bk to bnk?
@maxdealer wrote:
Hi. R there any wallet/tc card etc offers that one can avail through amex card, etc and then transfer money bk to bnk?
Udio?
@bargainhunter wrote:
@maxdealer wrote:
Hi. R there any wallet/tc card etc offers that one can avail through amex card, etc and then transfer money bk to bnk?
Udio?
Watt in udio??
@aswaniexpress wrote:
@anilenggworks77964 wrote:
@aswaniexpress wrote:
Another wallet of interest : ZETA
https://play.google.com/store/apps/details?id=i...
are you able to transfer money to bank account using this wallet. Can you please share more details. TIA
No. I dont have much details about this..just heard/saw in DD only. we can load using debit/credit card and we will get a visa card from app and we can use that card to shop online.
Update on Zeta, this can be used as a combined card to do a transaction of high value anywhere.
You need an otp from the registered no or there is an code based system in the app of which card is being used.
If you have low amount cards like 1k, 2k cards from RBL then you can combine them from there. Also there is a limit on adding fund from only two cards in a month.
Anyways was useful for me. Thank You Aswani for sharing this wallet here.
Guys is the sheet out dated or is it up to datem
@gurucoupon or @DealSeeker – do update the sheet as per the new changes made for wallet transfers.. 
Hi. Are there any transfer to bank charges now for SBI buddy?
@maxdealer wrote:
Hi. Are there any transfer to bank charges now for SBI buddy?
Yes. 3%+ST
DBS Netbanking now live on some websites
Hello Shopaholics,
While you’re adding items to your cart, we’re adding new ways for you to live more, bank less.
That’s right! You can now pay at other partner websites via the net-banking payment option by entering your digibank login ID & password of digibank app. Want to know how?
Below are the steps:
Select product(s) on the merchant website & add them to cart
Click on payment option
Select pay through net-banking
Select digibank by DBS
Enter your digibank login ID & password
Enter transaction remarks
You will receive an OTP on the mobile number registered with digibank. Enter the OTP & click on OK
It’s done! You will get “payment successful” message & be routed back to merchant site
Please note currently this feature will be available at selected websites. T&C Apply.
@DealSeeker
@A2Zdeals
@rajrocks
@SLAYER
@@esakkiraja@@