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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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Deal Subedar Deal Subedar
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@A2Zdeals wrote:

@disclaimer wrote:


@maxdealer wrote:


@disclaimer wrote:


@maxdealer wrote:

Has anything new opened up recently which accepts Amex credit card?


Issued by Amex or otherwise?


Issued by Amex. Amex good charge card, to b more specific


No idea, @A2Zdeals might help. One issued by ICICI working on Udio.
@maxdealer

Are you asking where Amex card is acceptable?

FreeCharge you can load on web version, on App not supported for first time, once you save on web then on App also

Udio also accepting Amex cards now


Yes, olredy exhausted in those two https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif askin whr else

Pro Entertainer Pro Entertainer
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@maxdealer wrote:


@A2Zdeals wrote:

@disclaimer wrote:


@maxdealer wrote:


@disclaimer wrote:


@maxdealer wrote:

Has anything new opened up recently which accepts Amex credit card?


Issued by Amex or otherwise?


Issued by Amex. Amex good charge card, to b more specific


No idea, @A2Zdeals might help. One issued by ICICI working on Udio.
@maxdealer

Are you asking where Amex card is acceptable?

FreeCharge you can load on web version, on App not supported for first time, once you save on web then on App also

Udio also accepting Amex cards now


Yes, olredy exhausted in those two https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif askin whr else

Ohh 8 transactions to get 1000 bms voucher…

Paytm, mobikwik, flipkart wallet, citrus,

Deal Subedar Deal Subedar
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@A2Zdeals wrote:

@maxdealer wrote:


@A2Zdeals wrote:

@disclaimer wrote:


@maxdealer wrote:


@disclaimer wrote:


@maxdealer wrote:

Has anything new opened up recently which accepts Amex credit card?


Issued by Amex or otherwise?


Issued by Amex. Amex good charge card, to b more specific


No idea, @A2Zdeals might help. One issued by ICICI working on Udio.
@maxdealer

Are you asking where Amex card is acceptable?

FreeCharge you can load on web version, on App not supported for first time, once you save on web then on App also

Udio also accepting Amex cards now


Yes, olredy exhausted in those two https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif askin whr else

Ohh 8 transactions to get 1000 bms voucher…

Paytm, mobikwik, flipkart wallet, citrus,


Thx, can I load to Flipkart wallet n then transfer to bank at zero charges?

Pro Entertainer Pro Entertainer
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@maxdealer wrote:


@A2Zdeals wrote:

@maxdealer wrote:


@A2Zdeals wrote:

@disclaimer wrote:


@maxdealer wrote:


@disclaimer wrote:


@maxdealer wrote:

Has anything new opened up recently which accepts Amex credit card?


Issued by Amex or otherwise?


Issued by Amex. Amex good charge card, to b more specific


No idea, @A2Zdeals might help. One issued by ICICI working on Udio.
@maxdealer

Are you asking where Amex card is acceptable?

FreeCharge you can load on web version, on App not supported for first time, once you save on web then on App also

Udio also accepting Amex cards now


Yes, olredy exhausted in those two https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif askin whr else

Ohh 8 transactions to get 1000 bms voucher…

Paytm, mobikwik, flipkart wallet, citrus,


Thx, can I load to Flipkart wallet n then transfer to bank at zero charges?

Can I transfer the amount in the Flipkart Money* section of my Wallet to a card or bank account? If yes, how much can I transfer?

Yes, you can transfer the amount from the Flipkart Money* section of your Wallet to your card or bank account subject to the following conditions:

Transfer to bank accounts: Refunds can be transferred to your bank account through NEFT using the Bank Account Number and Branch IFSC Code. You can transfer a maximum of ₹ 5,000 in a single transaction and ₹ 25,000 in a month.Transfer to source: Amount topped-up can be transferred back to the original payment source within 90 days. After the 90-day limit, you can transfer the amount to any bank account.

*Powered by FX Mart Pvt Ltd. T&C Apply.

Pro Entertainer Pro Entertainer
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@maxdealer

In nutshell, transact in flipkart, Amex sends voucher instantly after 8 transactions, once received, return money to source…

Deal Subedar Deal Subedar
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@A2Zdeals wrote:

@maxdealer wrote:


@A2Zdeals wrote:

@maxdealer wrote:


@A2Zdeals wrote:

@disclaimer wrote:


@maxdealer wrote:


@disclaimer wrote:


@maxdealer wrote:

Has anything new opened up recently which accepts Amex credit card?


Issued by Amex or otherwise?


Issued by Amex. Amex good charge card, to b more specific


No idea, @A2Zdeals might help. One issued by ICICI working on Udio.
@maxdealer

Are you asking where Amex card is acceptable?

FreeCharge you can load on web version, on App not supported for first time, once you save on web then on App also

Udio also accepting Amex cards now


Yes, olredy exhausted in those two https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif askin whr else

Ohh 8 transactions to get 1000 bms voucher…

Paytm, mobikwik, flipkart wallet, citrus,


Thx, can I load to Flipkart wallet n then transfer to bank at zero charges?

Can I transfer the amount in the Flipkart Money* section of my Wallet to a card or bank account? If yes, how much can I transfer?

Yes, you can transfer the amount from the Flipkart Money* section of your Wallet to your card or bank account subject to the following conditions:

Transfer to bank accounts: Refunds can be transferred to your bank account through NEFT using the Bank Account Number and Branch IFSC Code. You can transfer a maximum of ₹ 5,000 in a single transaction and ₹ 25,000 in a month.Transfer to source: Amount topped-up can be transferred back to the original payment source within 90 days. After the 90-day limit, you can transfer the amount to any bank account.

*Powered by FX Mart Pvt Ltd. T&C Apply.


So for credit card go bk, one hs go wait 90 days https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif wow… That’s a lot https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Subedar Deal Subedar
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@maxdealer wrote:

@A2Zdeals wrote:

@maxdealer wrote:


@A2Zdeals wrote:

@maxdealer wrote:


@A2Zdeals wrote:

@disclaimer wrote:


@maxdealer wrote:


@disclaimer wrote:


@maxdealer wrote:

Has anything new opened up recently which accepts Amex credit card?


Issued by Amex or otherwise?


Issued by Amex. Amex good charge card, to b more specific


No idea, @A2Zdeals might help. One issued by ICICI working on Udio.
@maxdealer

Are you asking where Amex card is acceptable?

FreeCharge you can load on web version, on App not supported for first time, once you save on web then on App also

Udio also accepting Amex cards now


Yes, olredy exhausted in those two https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif askin whr else

Ohh 8 transactions to get 1000 bms voucher…

Paytm, mobikwik, flipkart wallet, citrus,


Thx, can I load to Flipkart wallet n then transfer to bank at zero charges?

Can I transfer the amount in the Flipkart Money* section of my Wallet to a card or bank account? If yes, how much can I transfer?

Yes, you can transfer the amount from the Flipkart Money* section of your Wallet to your card or bank account subject to the following conditions:

Transfer to bank accounts: Refunds can be transferred to your bank account through NEFT using the Bank Account Number and Branch IFSC Code. You can transfer a maximum of ₹ 5,000 in a single transaction and ₹ 25,000 in a month.Transfer to source: Amount topped-up can be transferred back to the original payment source within 90 days. After the 90-day limit, you can transfer the amount to any bank account.

*Powered by FX Mart Pvt Ltd. T&C Apply.


So for credit card go bk, one hs go wait 90 days https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif wow… That’s a lot https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


Sorry I meant “credit card go bank”

Deal Cadet Deal Cadet
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Hi,
can someone update regarding charges for transferring funds to bank from Udio wallet?
Thanks in advance!!

Deal Cadet Deal Cadet
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I sent documents, for Wallet upgradation to them,
Its been 15 days, Wallet not upgraded.

& Now, they sent an email, that from July’2016.
They will start charging 2.9% fees, for funds transfer to Bank, after ₹2500 in a month.

Deal Cadet Deal Cadet
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document in Original post, is quite old, with old information.

Can anybody Tell me, which is the best wallet, which allows Credit card usage, & Free or lowest, charges for fund transfer to Bank.
with or without upgradation.

Dimer of The Year 2020 Dimer of The Year 2020
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guys, can anyone help out with the latest info on which wallets are chargeable and which are not for bank transfers. tia.

Deal Subedar Deal Subedar
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@rajrocks wrote:

guys, can anyone help out with the latest info on which wallets are chargeable and which are not for bank transfers. tia.


using udio offer good.

paytm(kyc)-1%
mobikwik(kyc)-1%
citrus-no
slonkit-dont know
freecharge- dont know
bms-rs10. or 2% W.I.Higher
buddy- someone said it charges on trf now earlier not.

my knowledge is limited …i just try to solve a little. hope it helped https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Subedar Deal Subedar
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You Can Include Flipkart wallet, did not try adding money etc…
only Info I have that there is no charge in transferring to bank.

Deal Cadet Deal Cadet
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@baadshah wrote:

You Can Include Flipkart wallet, did not try adding money etc…
only Info I have that there is no charge in transferring to bank.


But how to use flipkart wallet? I can’t figure out how do I add cash to Flipkart wallet? I purchased a gift card and added, but it resides in money section only.
Can some knowledgeable person guide?

Deal Newbie Deal Newbie
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@bargainhunter wrote:

@mkshakya wrote:

What is this problem of failing transaction for security reasons. First it started with oxigen and now also with freecharge.

Trying to recharge from freecharge but always transaction declined due to secutiry reasons. I am using HDFC CC and using promo code in freecharge.

Anyone found the solution for this.


Facing same problem. On oxigen mobile app, the error seems more detailed as follows:

‘The card is recognized as domestic by PayU and the domestic card rule failed’

Any leads?


Hi

Deal Newbie Deal Newbie
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@bargainhunter wrote:

@mkshakya wrote:

What is this problem of failing transaction for security reasons. First it started with oxigen and now also with freecharge.

Trying to recharge from freecharge but always transaction declined due to secutiry reasons. I am using HDFC CC and using promo code in freecharge.

Anyone found the solution for this.


Facing same problem. On oxigen mobile app, the error seems more detailed as follows:

‘The card is recognized as domestic by PayU and the domestic card rule failed’

Any leads?


“The card is recognized as domestic by PayU and the domestic card rule failed.”

I recently got this error while adding money to FreeCharge account as well. I tried to get a resolution for the same from FreeCharge team. They were unable to help and ended up saying that “There might have been a temporary hiccup If you could please try again.”. It was disappointing to see that they don’t know what is causing issues in the services they are providing.

So I got in touch with PayUbiz customer care support who were quick in replying and providing a resolution. Here is what they answered:
“Please be informed that the said transactions were failed as there is limitations 20 attempts per card per 48 hrs and Rs 9998 per card per day.”

Fair enough.

Deal Cadet Deal Cadet
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UDIO wallet changed its terms and conditions for free bank transfer…now free monthly limit is 2500/-
also no money load option for SBI credit card.

Deal Cadet Deal Cadet
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@chandras wrote:

@baadshah wrote:

You Can Include Flipkart wallet, did not try adding money etc…
only Info I have that there is no charge in transferring to bank.


But how to use flipkart wallet? I can’t figure out how do I add cash to Flipkart wallet? I purchased a gift card and added, but it resides in money section only.
Can some knowledgeable person guide?

Having same question, Any more details on this please

Deal Captain Deal Captain
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@ENGINEER wrote:

@chandras wrote:

@baadshah wrote:

You Can Include Flipkart wallet, did not try adding money etc…
only Info I have that there is no charge in transferring to bank.


But how to use flipkart wallet? I can’t figure out how do I add cash to Flipkart wallet? I purchased a gift card and added, but it resides in money section only.
Can some knowledgeable person guide?

Having same question, Any more details on this please


How do I top-up Flipkart Money* in my Wallet?

You cannot top-up Flipkart Money* as of now. Only refunds from Flipkart can be loaded into the wallet.

*Powered by FX Mart. T&C Apply

Deal Captain Deal Captain
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@gurucoupon && @DealSeeker

Is the XLS sheet is up to date? I feel some wallets are missing in that ?

1. Bookmyshow
2. Slonkit
3. CORP e-purse
4. Yes Pay by YES BANK.

Deal Captain Deal Captain
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other wallets of interest.

1. Airtel Money
2. Vodafone m-Pesa
3. Idea Money
4. JIO Money.
5. CUB ewallet – WALLET by CIti Union Bank.
6. Ziggit – WALLET by IDFC Bank.
7. chillr – WALLET by HDFC.
8. Aircel Money
9. Itz Cash wallet.

Deal Subedar Deal Subedar
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OLA

Deal Subedar Deal Subedar
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amazon
flipkart

Deal Cadet Deal Cadet
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Is loading of money and transfer to any bank account is free on dbs wallet ?
What type transfer is it using imps or neft ?

Deal Subedar Deal Subedar
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JioMoney not allowing free withdrawal to bank ac for even 2000 Rs. – Any idea?

Deal Subedar Deal Subedar
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@aswaniexpress wrote:

other wallets of interest.

1. Airtel Money
2. Vodafone m-Pesa
3. Idea Money
4. JIO Money.
5. CUB ewallet – WALLET by CIti Union Bank.
6. Ziggit – WALLET by IDFC Bank.
7. chillr – WALLET by HDFC.
8. Aircel Money
9. Itz Cash wallet.


Which of these wallets also provide virtual cards?

Deal Subedar Deal Subedar
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JioMoney charges more than 4%(include taxes also as per Jio CC) for bank transfer. The maximum limit is Rs. 2000/month.

Loaded Rs. 2000, was only able to transfer Rs.1912 as Rs.87.5 was deducted as transactional charges.

Pretty much useless as mode of payment is NEFT still.

Deal Subedar Deal Subedar
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Please add, IF VCC or Physical card is available, then where these cards can be or can not be used.

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