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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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Deal Cadet Deal Cadet
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@disclaimer wrote:

@1cooldesidd wrote:

@bargainhunter wrote:

Citi gives 10X rewards on FLlpk@rt! Baki aap samajhdaar ho https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


Pehle bataana chahiye tha na https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif Titanium oil aur rewards dono pe 10x hai kya? But still, without going the order cancellation route, its currently not feasible, isn’t it? and how many times can you really afford to order and cancel just for the rewards before your FK account is flagged?


Accelerated rewards for Indianoil card means 4 points per Rs. 150 spent.

I dont think they will give the accelerated rewards… as assing money to flipkart wallet does the transaction by merchant name FXMONEY… experts can comment on the same…

Dimer of The Year 2020 Dimer of The Year 2020
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@ashu99926 wrote:

@disclaimer wrote:

@1cooldesidd wrote:

@bargainhunter wrote:

Citi gives 10X rewards on FLlpk@rt! Baki aap samajhdaar ho https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


Pehle bataana chahiye tha na https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif Titanium oil aur rewards dono pe 10x hai kya? But still, without going the order cancellation route, its currently not feasible, isn’t it? and how many times can you really afford to order and cancel just for the rewards before your FK account is flagged?


Accelerated rewards for Indianoil card means 4 points per Rs. 150 spent.

I dont think they will give the accelerated rewards… as assing money to flipkart wallet does the transaction by merchant name FXMONEY… experts can comment on the same…


but main question is can we transfer to bank

Dimer of The Year 2020 Dimer of The Year 2020
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@rajrocks wrote:

anyone able to transfer from udio to bank from 1st april?


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Deal Subedar Deal Subedar
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I did today and its working fine

Deal Cadet Deal Cadet
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Hi

Please let me know on which wallet I can load money through Amex cc ? Freecharge wallet is no longer working with amex to load money https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Deal Lieutenant Deal Lieutenant
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@ashu99926 wrote:

Hi

Please let me know on which wallet I can load money through Amex cc ? Freecharge wallet is no longer working with amex to load money https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Earlier worked on paytm, shmart (udio), don’t know the current status.

Deal Cadet Deal Cadet
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Udio it is no longer working… paytm i did not checked but I think there are 5% charge to transfer it back to bank account..

Deal Lieutenant Deal Lieutenant
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@ashu99926 wrote:

Udio it is no longer working… paytm i did not checked but I think there are 5% charge to transfer it back to bank account..


4% in normal account, 1% for verified.

Deal Lieutenant Deal Lieutenant
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Digibank revamps its app. Has almost stopped the use of OTPs and replaced with ‘secure auto authentication tool’. Earlier it was relying heavily on OTPs, even for non financial transactions. And normal wallet has been rechristened as easy to understand e-wallet.

Deal Lieutenant Deal Lieutenant
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Digisavings is now offering 7% interest on balance <1Lakh in this account, which is unmatched.

Deal Subedar Deal Subedar
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Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it

Dimer of The Year 2020 Dimer of The Year 2020
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@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?

Deal Subedar Deal Subedar
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@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks

Deal Lieutenant Deal Lieutenant
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*"@maxdealer":http://www.desidime.com/users/...90 wrote:
They r saying u used the AMEX card when u shudnt have. I know, it suks


Really strange!!

Deal Lieutenant Deal Lieutenant
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@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks


Tweet them and post the link to that tweet here. We will retweet the hell out of them. Of all the answers I expected, I did not think they would give such an idiotic answer.

Did you try escalating the matter and try to speak with a manager or someone at that level or above?

Deal Subedar Deal Subedar
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@1cooldesidd wrote:

@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks


Tweet them and post the link to that tweet here. We will retweet the hell out of them. Of all the answers I expected, I did not think they would give such an idiotic answer.

Did you try escalating the matter and try to speak with a manager or someone at that level or above?


Yes, spoke to the manager as well.. He sed the same thing. I will tweet

Dimer of The Year 2020 Dimer of The Year 2020
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@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks


im aware that their cc is waste but this is an idiotic answer!!! https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif its like saying give birth to a child without making love. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

is this is un authorized then ask them to remove amex payment options. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Deal Subedar Deal Subedar
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@rajrocks wrote:

@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks


im aware that their cc is waste but this is an idiotic answer!!! https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif its like saying give birth to a child without making love. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

is this is un authorized then ask them to remove amex payment options. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif


They don’t respond to tweets as well. Sent then a mail to at [email protected] that also they’ve not responded to

Dimer of The Year 2020 Dimer of The Year 2020
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@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks


im aware that their cc is waste but this is an idiotic answer!!! https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif its like saying give birth to a child without making love. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

is this is un authorized then ask them to remove amex payment options. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif


They don’t respond to tweets as well. Sent then a mail to at [email protected] that also they’ve not responded to


call them

Deal Subedar Deal Subedar
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@rajrocks wrote:

@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks


im aware that their cc is waste but this is an idiotic answer!!! https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif its like saying give birth to a child without making love. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

is this is un authorized then ask them to remove amex payment options. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif


They don’t respond to tweets as well. Sent then a mail to at [email protected] that also they’ve not responded to


call them


When I called them, that’s when they gv this wierd reason

Talk-Of-The-Town Talk-Of-The-Town
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which of these cards allow international usage except digipurse?

Entertainer Entertainer
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@dealwinner wrote:

@Plato wrote:

Very very slow app. Just registered, showing already used WELCOME50 error, got no credits for referral https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


+1


Congratulations Subedar Dealwinner https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Subedar Deal Subedar
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@Plato wrote:

@dealwinner wrote:

@Plato wrote:

Very very slow app. Just registered, showing already used WELCOME50 error, got no credits for referral https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


+1


Congratulations Subedar Dealwinner https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Thanx! Entertainer Ji…

Deal Subedar Deal Subedar
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@Plato wrote:

@dealwinner wrote:

@Plato wrote:

Very very slow app. Just registered, showing already used WELCOME50 error, got no credits for referral https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


+1


Congratulations Subedar Dealwinner https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Thanx! Entertainer Ji… In Advance

Deal Lieutenant Deal Lieutenant
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Now comes Yes Pay from Yes bank

Deal Subedar Deal Subedar
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@rajrocks wrote:

@maxdealer wrote:

@rajrocks wrote:

@maxdealer wrote:

Hi

2 quick questions -

1) Which wallets are accepting Amex credit cards now?
2) My udio wallet has been locked since few months for using Amex card on it — did anyone have similar experience and was able to unlock it somehow? Any tips? I called them but they’re not unlocking it


what r they saying?


They r saying u used the AMEX card when u shudnt have. I know, it suks


im aware that their cc is waste but this is an idiotic answer!!! https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif its like saying give birth to a child without making love. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

is this is un authorized then ask them to remove amex payment options. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif


Thx all .. They finally unblokd my wallet https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif) quick question… Is the 10000 per month limit reset on 1st of every month? Or is it based on the date? Eg. If Iused up my 10k limit on 29th Apr, can I again transfer 2.5k 4 times starting 1st May? Or will I need to wait till 29th may to transfer anything to bank? @VaibhavJain

Deal Lieutenant Deal Lieutenant
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Payumoney queries -

1. What is the monthly limit of Payumoney wallet?

2. What is the maximum transaction limit?

3. Can Payumoney wallet be upgraded?

Shopping Friend Shopping Friend
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@nrkmca wrote:

Payumoney queries –

1. What is the monthly limit of Payumoney wallet?

2. What is the maximum transaction limit?

3. Can Payumoney wallet be upgraded?


first 2 questions are answered in the sheet itself i.e. 1) 10000
2) 5k in one go….max amount 10k per day and per month

And dont know about the 3rd one https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@myliferockkss wrote:

@nrkmca wrote:

Payumoney queries –

1. What is the monthly limit of Payumoney wallet?

2. What is the maximum transaction limit?

3. Can Payumoney wallet be upgraded?


first 2 questions are answered in the sheet itself i.e. 1) 10000
2) 5k in one go….max amount 10k per day and per month

And dont know about the 3rd one https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


Thanks. What if I am going to do a txn worth 23k from payu (via DC), so will I be able to?

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