[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)
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Dosto,
I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.
Let's share our knowledge. 
Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
For Paytm verified account
Min amount for transaction Rs. 500
Max per transaction Rs. 5000
And max that can be transferred to account in a month Rs. 25000
Digibank is out of beta now, available on playstore. And their upgrade process is a breeze.
Information can be updated.
For Paytm verified account
Min amount for transaction Rs. 500
Max per transaction Rs. 5000
And max that can be transferred to account in a month Rs. 25000. IMPS.
Digibank is out of beta now, available on playstore. And their upgrade process is a breeze.
Information can be updated.
I have to make a transaction of 7k using paytm wallet. But the paytm page says transaction limit exceeded. Although I haven’t made any transaction this month on paytm. Should I load my wallet with 7k and then try make payment? Please reply asap. Thanks!
paytm – 4%
mobokwik – 4%
oxigen – 3%
freecharge – no charges
citrus – no charges
payumony – no charges
@shauryaj1 wrote:
I have to make a transaction of 7k using paytm wallet. But the paytm page says transaction limit exceeded. Although I haven’t made any transaction this month on paytm. Should I load my wallet with 7k and then try make payment? Please reply asap. Thanks!
Any refunds?
OxigenWallet load payment fails a lot of times when same card used to load twice for amount less than Rs. 2000 within 24 hrs or something like that. And even for smaller amounts if we try loading twice within certain time duration.
Anyone knows the mystery and how to ensure that payments succeed?
@dhanesh203 wrote:
paytm – 4%
mobokwik – 4%
oxigen – 3%
freecharge – no charges
citrus – no charges
payumony – no charges
You just commented something different apart from your usual posts! KG 
And welcome to DND section 
Paytm verified account shows Rs. 25000 as monthly limit for transfer to bank, but it seems it is daily limit subject to monthly restriction of 1Lakh.
Guys from Jan 1st 2016 all the transactions crossing 50k will be blocked by the Prepaid services provider.
This Namo jurisdiction is becoming a pain in the a**.
@harishgayatri wrote:
Guys from Jan 1st 2016 all the transactions crossing 50k will be blocked by the Prepaid services provider.
This Namo jurisdiction is becoming a pain in the a**.
need more info pls
Check the link below. This article has also been posted on Mint Paper 29th December 2015
Which wallets use NEFT for money transfer so that we can use them for CC bill payment?
@harishgayatri wrote:
Guys from Jan 1st 2016 all the transactions crossing 50k will be blocked by the Prepaid services provider.
This Namo jurisdiction is becoming a pain in the a**.
PAN requires to be furnished for prepaid wallet transactions in excess of 50k per year
What is max amount of FC wallet credits that can be transferred to bank per day?
Also, I read in the thread that up to 25K can be transferred per month. So can I load upto 25K via failed recharge trick and transfer to bank within a day?
Thanks for helping in advance.
Which wallets can be funded via IMPS? (i.e. we can load money into them through IMPS)
I know about Oxigen and DBS
Channel Alert Sent.
My first Channel alert with no Subscribers 
@bargainhunter wrote:
OxigenWallet load payment fails a lot of times when same card used to load twice for amount less than Rs. 2000 within 24 hrs or something like that. And even for smaller amounts if we try loading twice within certain time duration.
Anyone knows the mystery and how to ensure that payments succeed?
I am also fed up with the same. Any work around for this???? Any experts reply would be helpful?
@mkshakya wrote:@bargainhunter wrote:
OxigenWallet load payment fails a lot of times when same card used to load twice for amount less than Rs. 2000 within 24 hrs or something like that. And even for smaller amounts if we try loading twice within certain time duration.
Anyone knows the mystery and how to ensure that payments succeed?
I am also fed up with the same. Any work around for this???? Any experts reply would be helpful?
Now freecharge also doing same 
Unbelievable but true. Call connected to Lime CC in just 10 seconds!!!!
@disclaimer wrote:
Unbelievable but true. Call connected to Lime CC in just 10 seconds!!!!
maybe due to recent scam axis bank is under pressure
Tried to load freecharge wallet amount (wallet amount consists of snapdeal and freecharge cashbacks) into citrus and shmart wallets using freecharge virtual cc.. but transactions failing..
citrus error: internal service error
shmart error: topup failed
used both cc dc options..
is this any temporary issue.. solutions plzzz
What is this problem of failing transaction for security reasons. First it started with oxigen and now also with freecharge.
Trying to recharge from freecharge but always transaction declined due to secutiry reasons. I am using HDFC CC and using promo code in freecharge.
Anyone found the solution for this.
@mkshakya wrote:
What is this problem of failing transaction for security reasons. First it started with oxigen and now also with freecharge.
Trying to recharge from freecharge but always transaction declined due to secutiry reasons. I am using HDFC CC and using promo code in freecharge.
Anyone found the solution for this.
Facing same problem. On oxigen mobile app, the error seems more detailed as follows:
‘The card is recognized as domestic by PayU and the domestic card rule failed’
Any leads?
@bargainhunter wrote:@mkshakya wrote:
What is this problem of failing transaction for security reasons. First it started with oxigen and now also with freecharge.
Trying to recharge from freecharge but always transaction declined due to secutiry reasons. I am using HDFC CC and using promo code in freecharge.
Anyone found the solution for this.
Facing same problem. On oxigen mobile app, the error seems more detailed as follows:
‘The card is recognized as domestic by PayU and the domestic card rule failed’
Any leads?
I m also unable to load money from sbi dc..showing error
Can we load money from non-HDFC credit card to PayZapp?
@bargainhunter wrote:
Can we load money from non-HDFC credit card to PayZapp?
Yes
@disclaimer wrote:@bargainhunter wrote:
Can we load money from non-HDFC credit card to PayZapp?
Yes
+KG
And does PayZapp card work on pockets?
@bargainhunter wrote:@disclaimer wrote:@bargainhunter wrote:
Can we load money from non-HDFC credit card to PayZapp?
Yes
+KG
And does PayZapp card work on pockets?
No
@bargainhunter wrote:Can I load from PayZapp to digibank wallet?@disclaimer wrote:@bargainhunter wrote:
Can we load money from non-HDFC credit card to PayZapp?
Yes
+KG
And does PayZapp card work on pockets?
![Instamart: Get Flat ₹50 Off on orders above ₹399 [USER SPECIFIC]](https://cdn3.desidime.com/topics/photos/1883335/medium/ymXDmYihTOzgPDddKSvZRKzXkboAapBF2yoFIeQBaWSAJmC9IUpSPKgvfaAgS5yFxQ_w240-h480.?1732370463)
But limit of 10K per month is not enough, and they arent providing any option to upgrade.