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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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Mobile Guru Mobile Guru
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@Rd Singh wrote:

if i transfer money to bank from pockets today, will they process the req. today or on monday?


Monday
4th Saturday is holiday for banks
so NEFT transactions wont be processed today
Last month even though I transferred money to my own ICICI account on 26th sep [4th Saturday] , in the account statement it showed as a 28th Sep transaction

Mobile Guru Mobile Guru
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Max cashload per month also reduced for SBI buddy now
Its 10k only

Helpful Helpful
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"@getready":http://www.desidime.com/users/372924 wrote:

Max cashload per month also reduced for SBI buddy now
Its 10k only

thanks bro, so we have to create more accounts for additional amount.

Mobile Guru Mobile Guru
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@esakki raja wrote:

"@getready":http://www.desidime.com/users/372924 wrote:

Max cashload per month also reduced for SBI buddy now
Its 10k only

thanks bro, so we have to create more accounts for additional amount.


Yep
Transfer limit too its 10k, wish it had stayed with 20k for a little more time https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Dimer of The Year 2020 Dimer of The Year 2020
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@getready wrote:

Max cashload per month also reduced for SBI buddy now
Its 10k only


bro, cash load of 10k was there from day one… am i missing something???

Mobile Guru Mobile Guru
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@rajrocks wrote:

@getready wrote:

Max cashload per month also reduced for SBI buddy now
Its 10k only


bro, cash load of 10k was there from day one… am i missing something???


Never tried to add 20k in a month but according to spreasheet its 20k so it has got to be that before

Dimer of The Year 2020 Dimer of The Year 2020
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@getready wrote:

@rajrocks wrote:

@getready wrote:

Max cashload per month also reduced for SBI buddy now
Its 10k only


bro, cash load of 10k was there from day one… am i missing something???


Never tried to add 20k in a month but according to spreasheet its 20k so it has got to be that before


fyi, from day one we cant load more than 10k coz i have already tried it. seems their faqs on site dont reconcile with practical limts.

Deal Lieutenant Deal Lieutenant
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@gurucoupon @DealSeeker Pockets load via DC is max 2500 per day not per transaction. Had loaded 2500 today before noon and tried to load 2500 more after noon which didn’t work, so spoke to CC and I was told its 2500 per day by DC.

Google doc mentions 2500 per Txn.

Deal Lieutenant Deal Lieutenant
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@1cooldesidd wrote:

@gurucoupon @DealSeeker Pockets load via DC is max 2500 per day not per transaction. Had loaded 2500 today before noon and tried to load 2500 more after noon which didn’t work, so spoke to CC and I was told its 2500 per day by DC.

Google doc mentions 2500 per Txn.


Correct.per transaction and per day limit.

Perfectionist Perfectionist
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@1cooldesidd wrote:

@gurucoupon @DealSeeker Pockets load via DC is max 2500 per day not per transaction. Had loaded 2500 today before noon and tried to load 2500 more after noon which didn’t work, so spoke to CC and I was told its 2500 per day by DC.

Google doc mentions 2500 per Txn.


Bro, we have mentioned per transaction and per day limits for withdrawals. We haven’t had the need to specify per transaction and per day limits for cash loading of any wallet. Seems like we should. Thank you for the inputs! KG. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif



@disclaimer wrote:

Pockets account transfer is NEFT. It refuses to accept transfer request during non-NEFT hours for non-ICICI accounts.

You are right. Seems like the info about Pockets got jumbled up in my head. Some people posted about Pockets transfer being instant for linked ICICI accounts and I missed that underlined part. Thank you! CC @Rd Singh


@gurucoupon Can you please make these changes whenever you get a chance?

Deal Cadet Deal Cadet
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Change freecharge T&C in sheet :
New line :
Money that was added less than 7 days back cannot be withdrawn for security reasons

Perfectionist Perfectionist
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@mayur wrote:

Change freecharge T&C in sheet :
New line :
Money that was added less than 7 days back cannot be withdrawn for security reasons


Thanks for the update! CC @gurucoupon

@rajrocks @getready Could this be the reason why the withdrawals were failing for you guys? Can you try now?

Dimer of The Year 2020 Dimer of The Year 2020
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@DealSeeker wrote:

@mayur wrote:

Change freecharge T&C in sheet :
New line :
Money that was added less than 7 days back cannot be withdrawn for security reasons


Thanks for the update! CC @gurucoupon

@rajrocks @getready Could this be the reason why the withdrawals were failing for you guys? Can you try now?


thx for tagging bro. cc mentioned that there is some system upgration going on so facing this errors. told to try after 24 hrs. will try and let u know

update: getting the same old message “Amount must be less or equal to 0.” from day 1 of this month while trying to add money to my fc wallet.

cc @DealSeeker

Deal Newbie Deal Newbie
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which is best to transfer to bank account any charge lots of confusion

Deal Lieutenant Deal Lieutenant
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@DealSeeker wrote:

@1cooldesidd wrote:

@gurucoupon @DealSeeker Pockets load via DC is max 2500 per day not per transaction. Had loaded 2500 today before noon and tried to load 2500 more after noon which didn’t work, so spoke to CC and I was told its 2500 per day by DC.

Google doc mentions 2500 per Txn.


Bro, we have mentioned per transaction and per day limits for withdrawals. We haven’t had the need to specify per transaction and per day limits for cash loading of any wallet. Seems like we should. Thank you for the inputs! KG. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif
@gurucoupon Can you please make these changes whenever you get a chance?


There already is a field for “Max cashload per transaction” in the doc. So for Pockets all it needs is an additional qualifier of “per day” and may be the field heading can be changed to per transaction per day, if it applies to wallets other than Pockets else only the record for pockets under this field can be changed.

Perfectionist Perfectionist
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@Sammy wrote:

which is best to transfer to bank account any charge lots of confusion


Did you even look at the Google sheet linked in the first post of this thread?

Deal Lieutenant Deal Lieutenant
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@DealSeeker wrote:
@disclaimer wrote:

Pockets account transfer is NEFT. It refuses to accept transfer request during non-NEFT hours for non-ICICI accounts.


You are right. Seems like the info about Pockets got jumbled up in my head. Some people posted about Pockets transfer being instant for linked ICICI accounts and I missed that underlined part. Thank you! CC @Rd Singh



@gurucoupon Can you please make these changes whenever you get a chance?

cc @1cooldesidd
Updated https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


YES, Now you can transfer money. ONLY policy is changed from 24-48hr to 7 days.Tested & Verified https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

cc @mayur Thanks +KG

Updated in the document.

Deal Cadet Deal Cadet
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@gurucoupon wrote:

@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


YES, Now you can transfer money. ONLY policy is changed from 24-48hr to 7 days.Tested & Verified https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

cc @mayur Thanks +KG

Updated in the document.


I got a reply to my ticket..
“We would like to inform that you will be able to transfer your freecharge wallet money to your bank account and it will take 5-7 business days for the money to be reflected into your account as per bank standard procedure.”

They also changed from IMPS to NEFT?

Deal Lieutenant Deal Lieutenant
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@stingr@y wrote:

@gurucoupon wrote:

@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


YES, Now you can transfer money. ONLY policy is changed from 24-48hr to 7 days.Tested & Verified https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

cc @mayur Thanks +KG

Updated in the document.


I got a reply to my ticket..
“We would like to inform that you will be able to transfer your freecharge wallet money to your bank account and it will take 5-7 business days for the money to be reflected into your account as per bank standard procedure.”

They also changed from IMPS to NEFT?


Looks like Its NEFT now. Because today evening i did transaction when i made the above comment. But didn’t check bank statement.Now i checked and it’s not reflecting.Will update once it will reflect in my bank statement, because i used to see comment IMPS/xxxx something like that.

Also if its going to take 5-7 days then its not IMPS in terms of speed. Although if they do imps after 2-3 days https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Deal Cadet Deal Cadet
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No…I got my money by imps

Deal Lieutenant Deal Lieutenant
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@mayur wrote:

No…I got my money by imps


Can you just cross verify your transaction time ?

Deal Cadet Deal Cadet
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A min

Deal Lieutenant Deal Lieutenant
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FreeCharge is totally going like mobikwik way. They don’t know what they are doing. Sometimes IMPS, sometimes NEFT , sometimes STOP. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Critic Critic
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@gurucoupon wrote:

FreeCharge is totally going like mobikwik way. They don’t know what they are doing. Sometimes IMPS, sometimes NEFT , sometimes STOP. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif


One more wallet down. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Where is @Dr Anshuman ? https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Deal Cadet Deal Cadet
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Anybody able to add money to sbi buddy using axis GC?

Deal Lieutenant Deal Lieutenant
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Shmart physcial card is chip based or normal one? Ordered last week, haven’t received the card or any notification regarding despatch.

Deal Lieutenant Deal Lieutenant
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@prashudesai wrote:

Anybody able to add money to sbi buddy using axis GC?


yes.. its working fine.. but withdrawal limit per day is 2000 and per month is max 10000..

Deal Cadet Deal Cadet
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For me still, platform error is coming

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