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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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Deal Lieutenant Deal Lieutenant
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@vijayho wrote:

@gurucoupon @DealSeeker
Update

Now we can transfer Paytm cash to any bank a/c through new updated Paytm Wallet App.
Minimum Amount changed to Rs.1000 (it was Rs.2000).
Might be now their is no charge for transfer to bank account as its not showing 4% charge in the app https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Yaar, aap to paise wale ho aisa suna hai maine. Kuch transfer kar ke test kar lo na, ki whether they charge or not. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Deal Major Deal Major
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@gurucoupon wrote:

@vijayho wrote:

@gurucoupon @DealSeeker
Update

Now we can transfer Paytm cash to any bank a/c through new updated Paytm Wallet App.
Minimum Amount changed to Rs.1000 (it was Rs.2000).
Might be now their is no charge for transfer to bank account as its not showing 4% charge in the app https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Yaar, aap to paise wale ho aisa suna hai maine. Kuch transfer kar ke test kar lo na, ki whether they charge or not. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif
@gurucoupon sir, I will do it for sure if admin sir can convert my dimes into my paytm cash as currently I am having only Rs.400 Paytm Cash https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Deal Lieutenant Deal Lieutenant
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@vijayho wrote:

@gurucoupon wrote:

@vijayho wrote:

@gurucoupon @DealSeeker
Update

Now we can transfer Paytm cash to any bank a/c through new updated Paytm Wallet App.
Minimum Amount changed to Rs.1000 (it was Rs.2000).
Might be now their is no charge for transfer to bank account as its not showing 4% charge in the app https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Yaar, aap to paise wale ho aisa suna hai maine. Kuch transfer kar ke test kar lo na, ki whether they charge or not. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif
@gurucoupon sir, I will do it for sure if you can transfer only Rs.600 to my account as currently I am having Rs.400 paytm cash only https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Do one thing. Transfer me 400. I’ll test it and return it to you. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Deal Major Deal Major
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@gurucoupon wrote:

@vijayho wrote:

@gurucoupon wrote:

@vijayho wrote:

@gurucoupon @DealSeeker
Update

Now we can transfer Paytm cash to any bank a/c through new updated Paytm Wallet App.
Minimum Amount changed to Rs.1000 (it was Rs.2000).
Might be now their is no charge for transfer to bank account as its not showing 4% charge in the app https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Yaar, aap to paise wale ho aisa suna hai maine. Kuch transfer kar ke test kar lo na, ki whether they charge or not. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif
@gurucoupon sir, I will do it for sure if you can transfer only Rs.600 to my account as currently I am having Rs.400 paytm cash only https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Do one thing. Transfer me 400. I’ll test it and return it to you. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif


Please see my above updated comment.
I think that our great admin team can help us https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

Deal Lieutenant Deal Lieutenant
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@vijayho wrote:Please see my above updated comment.
I think that our great admin team can help us https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Why they don’t give you your dimes ? You did something wrong ? Or may be they will give you diwali bonus

Deal Major Deal Major
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@gurucoupon wrote:

@vijayho wrote:Please see my above updated comment.
I think that our great admin team can help us https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Why they don’t give you your dimes ? You did something wrong ? Or may be they will give you diwali bonus


When did I said like this https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif
I said that our admin team can help us if they will provide us the option to redeem dimes for paytm cash as currently we can’t do the same https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif

Deal Cadet Deal Cadet
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Hey guys need help.
Can anyone put light on citrus ?? Is it working smoothly or has taken the freecharge path for withdrawals using cc

Deal Lieutenant Deal Lieutenant
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@vijayho wrote:
Why they don’t give you your dimes ? You did something wrong ? Or may be they will give you diwali bonus
When did I said like this https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif
I said that our admin team can help us if they will provide us the option to redeem dimes for paytm cash as currently we can’t do the same https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Extremely sorry yaar. I never read about dimes and redeem part of it. So i didn’t knew. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Deal Cadet Deal Cadet
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@gurucoupon wrote:

@vijayho wrote:
Why they don’t give you your dimes ? You did something wrong ? Or may be they will give you diwali bonus
When did I said like this https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif
I said that our admin team can help us if they will provide us the option to redeem dimes for paytm cash as currently we can’t do the same https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Extremely sorry yaar. I never read about dimes and redeem part of it. So i didn’t knew. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif


Hey bro I need help can I know the wallets that use imps to transfer money to bank excluding oxigen I need to transfer 10k from my cc to bank …so plz help me … And also for oxigen as a new user will it be possible to transfer the money to bank immediately??

Deal Major Deal Major
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@cracker_92 wrote:

@gurucoupon wrote:

@vijayho wrote:
Why they don’t give you your dimes ? You did something wrong ? Or may be they will give you diwali bonus
When did I said like this https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif
I said that our admin team can help us if they will provide us the option to redeem dimes for paytm cash as currently we can’t do the same https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Extremely sorry yaar. I never read about dimes and redeem part of it. So i didn’t knew. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif


Hey bro I need help can I know the wallets that use imps to transfer money to bank excluding oxigen I need to transfer 10k from my cc to bank …so plz help me … And also for oxigen as a new user will it be possible to transfer the money to bank immediately??


1. oxigen
2. mobikwik
3. pockets

Deal Lieutenant Deal Lieutenant
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Hey bro I need help can I know the wallets that use imps to transfer money to bank excluding oxigen I need to transfer 10k from my cc to bank …so plz help me … And also for oxigen as a new user will it be possible to transfer the money to bank immediately??
1. oxigen
2. mobikwik
3. pockets


cc @vijayho
@cracker_92 Also refer the excel file shared in main thread. All the necessary details are mentioned in Notes section also. Have a look. Also avoid freecharge. They have stopped transferring money to bank a/c from wallet.

Deal Cadet Deal Cadet
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Can I load money to Lime from CC and pay my CC bill from the Lime shopping card ?

Deal Lieutenant Deal Lieutenant
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@bugsome wrote:

Can I load money to Lime from CC and pay my CC bill from the Lime shopping card ?


Yes and No.

Deal Lieutenant Deal Lieutenant
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@1cooldesidd wrote:

@bugsome wrote:

Can I load money to Lime from CC and pay my CC bill from the Lime shopping card ?


Yes and No.


smart

Deal Cadet Deal Cadet
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@gurucoupon @DealSeeker I think minimum amount to transfer to bank from Paytm has been reduced to 1000. I had 1700 in an account and I was able to transfer to bank 1700(4% was deducted) from the updated version of the paytm wallet app. I didnt try from web though..The transfer was instant.So I think u can update the spreadsheet. Can share screenshot if required https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Critic Critic
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@1cooldesidd wrote:

… If yes, I have been adding from Lime to PayU using Lime VC as a DC on PayU. Of course I didn’t try to transfer to bank after adding as I was going to use the payU wallet cash.


Thanks to this tip, I successfully added Lime cash to PayU wallet in a single attempt. Not going to transfer it since money in PayU wallet is always handy. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

Deal Cadet Deal Cadet
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In State Bank Buddy, I am unable to add money. Always getting the Platform Error.

Deal Lieutenant Deal Lieutenant
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@Magus wrote:

@1cooldesidd wrote:

… If yes, I have been adding from Lime to PayU using Lime VC as a DC on PayU. Of course I didn’t try to transfer to bank after adding as I was going to use the payU wallet cash.


Thanks to this tip, I successfully added Lime cash to PayU wallet in a single attempt. Not going to transfer it since money in PayU wallet is always handy. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


U guys added money with the option DC or CC? I tried adding money thru payumoney app using DC option. It was unsuccessful

Deal Lieutenant Deal Lieutenant
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@heymace4u741 wrote:

@gurucoupon @DealSeeker I think minimum amount to transfer to bank from Paytm has been reduced to 1000. I had 1700 in an account and I was able to transfer to bank 1700(4% was deducted) from the updated version of the paytm wallet app. I didnt try from web though..The transfer was instant.So I think u can update the spreadsheet. Can share screenshot if required https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


cc @vijayho

Changed the amount to 1000. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Critic Critic
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@Rock Chap wrote:

@Magus wrote:

@1cooldesidd wrote:

… If yes, I have been adding from Lime to PayU using Lime VC as a DC on PayU. Of course I didn’t try to transfer to bank after adding as I was going to use the payU wallet cash.


Thanks to this tip, I successfully added Lime cash to PayU wallet in a single attempt. Not going to transfer it since money in PayU wallet is always handy. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


U guys added money with the option DC or CC? I tried adding money thru payumoney app using DC option. It was unsuccessful

DC. No idea why it was unsuccessful in your case. Keep trying. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Deal Lieutenant Deal Lieutenant
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@Magus U added money through payumoney app or website?

Deal Captain Deal Captain
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if i transfer money to bank from pockets today, will they process the req. today or on monday?

Critic Critic
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@Rock Chap wrote:

@Magus U added money through payumoney app or website?


App.

Deal Lieutenant Deal Lieutenant
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@Rock Chap wrote:

@Magus U added money through payumoney app or website?


I added thru site.

Deal Lieutenant Deal Lieutenant
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@1cooldesidd wrote:

@Rock Chap wrote:

@Magus U added money through payumoney app or website?


I added thru site.


Tried through both app and website. Failed both times.

Deal Lieutenant Deal Lieutenant
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Freecharge transfer has no meaning. Most of their cashback cannot be transferred to bank. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@Rock Chap wrote:

@1cooldesidd wrote:

@Rock Chap wrote:

@Magus U added money through payumoney app or website?


I added thru site.


Tried through both app and website. Failed both times.


What error are you getting and at what point did the transaction fail?

Deal Lieutenant Deal Lieutenant
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@1cooldesidd wrote:

@Rock Chap wrote:

@1cooldesidd wrote:

@Rock Chap wrote:

@Magus U added money through payumoney app or website?


I added thru site.


Tried through both app and website. Failed both times.


What error are you getting and at what point did the transaction fail?


After putting OTP, it shows “Pm routing load wallet” and then the transaction fails showing routing missing. While putting the OTP, the Axis/Master card logo pic also do not appear

Perfectionist Perfectionist
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@Rd Singh wrote:

if i transfer money to bank from pockets today, will they process the req. today or on monday?


Except for PayU, Shmart, and Citrus, which use NEFT transfers, all of the other wallets use IMPS transfers which are instant transfers 24×7. So, yes, Pockets transfer will be automatically processed today itself within a minute unless there is a problem in their systems, which does happen sometimes.

Deal Lieutenant Deal Lieutenant
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@DealSeeker wrote:

@Rd Singh wrote:

if i transfer money to bank from pockets today, will they process the req. today or on monday?


Except for PayU, Shmart, and Citrus, which use NEFT transfers, all of the other wallets use IMPS transfers which are instant transfers 24×7. So, yes, Pockets transfer will be automatically processed today itself within a minute unless there is a problem in their systems, which does happen sometimes.


Pockets account transfer is NEFT. It refuses to accept transfer request during non-NEFT hours for non-ICICI accounts.

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