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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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Perfectionist Perfectionist
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@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


TBH, I am not surprised about this change. In fact, I suspect most of the wallets will follow suit [edit: or start charging for withdrawals]. I started to worry last week itself after seeing the huge number of users who have recently started buying Axis GCs just to then turn around and transfer the balance via the wallets. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

The heavy traffic on the Google sheet starting from the first week of October was a giveaway of what was about to happen. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Critic Critic
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@getready wrote:

I just transferred 2500 to my bank yesterday evening


How 25K? You can’t add more than 10K in a month, right? https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

EDIT: My bad! 2.5K! Well, most of them are complaining that it’s not up for quite a few days now. How did they allow you to do it last evening? You always remain the lucky one of FC wallet. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Mobile Guru Mobile Guru
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@Magus wrote:

@getready wrote:

I just transferred 2500 to my bank yesterday evening


How 25K? You can’t add more than 10K in a month, right? https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif


Edited
its 2500

Critic Critic
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@DealSeeker wrote:

TBH, I am not surprised about this change. In fact, I suspect most of the wallets will follow suit. I started to worry last week itself after seeing the huge number of users who have recently started buying Axis GCs just to then turn around and transfer the balance via the wallets. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

The heavy traffic on the Google sheet starting from the first week of October was a giveaway of what was about to happen. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Blame yourself first for that! https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Perfectionist Perfectionist
Link Copied
@Magus wrote:

@DealSeeker wrote:

TBH, I am not surprised about this change. In fact, I suspect most of the wallets will follow suit. I started to worry last week itself after seeing the huge number of users who have recently started buying Axis GCs just to then turn around and transfer the balance via the wallets. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

The heavy traffic on the Google sheet starting from the first week of October was a giveaway of what was about to happen. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Blame yourself first for that! https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


I know. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Mobile Guru Mobile Guru
Link Copied
@Magus wrote:

@getready wrote:

I just transferred 2500 to my bank yesterday evening


How 25K? You can’t add more than 10K in a month, right? https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

EDIT: My bad! 2.5K! Well, most of them are complaining that it’s not up for quite a few days now. How did they allow you to do it last evening? You always remain the lucky one of FC wallet. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


Dunno how
but i am actually feeling lucky that my other two cash add transactions of 6.5k failed at payu.in gateway and refund has already been intiated to my axis cards https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Deal Lieutenant Deal Lieutenant
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@Magus wrote:

@stingr@y wrote:

Didn’t work for me also. So I added to freecharge now facing another issue.


Didn’t work on Pockets and Shmart as well. Should I try as credit card? https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif


Didn’t have the patience to read the start of your query but from what I read you are talking about adding to other wallets using Lime VC, aren’t you? If yes, I have been adding from Lime to PayU using Lime VC as a DC on PayU. Of course I didn’t try to transfer to bank after adding as I was going to use the payU wallet cash.

Deal Lieutenant Deal Lieutenant
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@DealSeeker wrote:

@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


TBH, I am not surprised about this change. In fact, I suspect most of the wallets will follow suit [edit: or start charging for withdrawals]. I started to worry last week itself after seeing the huge number of users who have recently started buying Axis GCs just to then turn around and transfer the balance via the wallets. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

The heavy traffic on the Google sheet starting from the first week of October was a giveaway of what was about to happen. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Ditto.

Critic Critic
Link Copied
@1cooldesidd wrote:

Didn’t have the patience to read the start of your query but from what I read you are talking about adding to other wallets using Lime VC, aren’t you? If yes, I have been adding from Lime to PayU using Lime VC as a DC on PayU. Of course I didn’t try to transfer to bank after adding as I was going to use the payU wallet cash.


That was a perfect answer to my query. The only thing is, those buggers are not allowing me to use the card on any other wallet. Haven’t tried PayU yet, though. Thanks for the tip. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Cadet Deal Cadet
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wtf https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif
My 5600 is stuck https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif

Dimer of The Year 2020 Dimer of The Year 2020
Link Copied
@DealSeeker wrote:

@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


TBH, I am not surprised about this change. In fact, I suspect most of the wallets will follow suit [edit: or start charging for withdrawals]. I started to worry last week itself after seeing the huge number of users who have recently started buying Axis GCs just to then turn around and transfer the balance via the wallets. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

The heavy traffic on the Google sheet starting from the first week of October was a giveaway of what was about to happen. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Same here, im also not surprised and now have a concern fork other wallets too. This is what happens when too much exploitation happens. I was thinking to post a new thread requesting ppl to do it in a smooth manner rather than aggressively, give a gap between adding and withdrawing txns, do in small amts rather than max amt at a time and etc etc guidelines to avoid this setback… But i made a mistake of not posting and now regretting… https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif

Mobile Guru Mobile Guru
Link Copied
@rajrocks wrote:

@DealSeeker wrote:

@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


TBH, I am not surprised about this change. In fact, I suspect most of the wallets will follow suit [edit: or start charging for withdrawals]. I started to worry last week itself after seeing the huge number of users who have recently started buying Axis GCs just to then turn around and transfer the balance via the wallets. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

The heavy traffic on the Google sheet starting from the first week of October was a giveaway of what was about to happen. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Same here, im also not surprised and now have a concern fork other wallets too. This is what happens when too much exploitation happens. I was thinking to post a new thread requesting ppl to do it in a smooth manner rather than aggressively, give a gap between adding and withdrawing txns, do in small amts rather than max amt at a time and etc etc guidelines to avoid this setback… But i made a mistake of not posting and now regretting… https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Transferred your cards from last sale?

Dimer of The Year 2020 Dimer of The Year 2020
Link Copied
@getready wrote:

@rajrocks wrote:

@DealSeeker wrote:

@Magus wrote:

@DealSeeker @gurucoupon @rajrocks @getready @stingr@y

FC replies on twitter: “Sorry! you cannot withdraw add cash txn. You can only withdraw if the amount is added due recharge failed.”

They just nailed it! https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

Ref.: http://www.desidime.com/forums/dost-and-dimes/t...


TBH, I am not surprised about this change. In fact, I suspect most of the wallets will follow suit [edit: or start charging for withdrawals]. I started to worry last week itself after seeing the huge number of users who have recently started buying Axis GCs just to then turn around and transfer the balance via the wallets. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

The heavy traffic on the Google sheet starting from the first week of October was a giveaway of what was about to happen. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Same here, im also not surprised and now have a concern fork other wallets too. This is what happens when too much exploitation happens. I was thinking to post a new thread requesting ppl to do it in a smooth manner rather than aggressively, give a gap between adding and withdrawing txns, do in small amts rather than max amt at a time and etc etc guidelines to avoid this setback… But i made a mistake of not posting and now regretting… https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Transferred your cards from last sale?


No bro… Was doing it slowly and smoothly….

Deal Lieutenant Deal Lieutenant
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@rajrocks wrote:


Same here, im also not surprised and now have a concern fork other wallets too. This is what happens when too much exploitation happens. I was thinking to post a new thread requesting ppl to do it in a smooth manner rather than aggressively, give a gap between adding and withdrawing txns, do in small amts rather than max amt at a time and etc etc guidelines to avoid this setback… But i made a mistake of not posting and now regretting… https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Your post would not have made any difference. Freecharge has withdrawn this facility, Lime has introduced charges, PayU restricted withdrawals to DC/Netbanking. Yet to go down this route are Shmart, Pockets and SBi Buddy. Won’t be long now.

Mobile Guru Mobile Guru
Link Copied
@1cooldesidd wrote:

@rajrocks wrote:


Same here, im also not surprised and now have a concern fork other wallets too. This is what happens when too much exploitation happens. I was thinking to post a new thread requesting ppl to do it in a smooth manner rather than aggressively, give a gap between adding and withdrawing txns, do in small amts rather than max amt at a time and etc etc guidelines to avoid this setback… But i made a mistake of not posting and now regretting… https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Your post would not have made any difference. Freecharge has withdrawn this facility, Lime has introduced charges, PayU restricted withdrawals to DC/Netbanking. Yet to go down this route are Shmart, Pockets and SBi Buddy. Won’t be long now.


PayU restricted withdrawals to DC/Netbanking??
Are you referring to add cash transactions?

Deal Lieutenant Deal Lieutenant
Link Copied
@getready wrote:

@1cooldesidd wrote:

@rajrocks wrote:


Same here, im also not surprised and now have a concern fork other wallets too. This is what happens when too much exploitation happens. I was thinking to post a new thread requesting ppl to do it in a smooth manner rather than aggressively, give a gap between adding and withdrawing txns, do in small amts rather than max amt at a time and etc etc guidelines to avoid this setback… But i made a mistake of not posting and now regretting… https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Your post would not have made any difference. Freecharge has withdrawn this facility, Lime has introduced charges, PayU restricted withdrawals to DC/Netbanking. Yet to go down this route are Shmart, Pockets and SBi Buddy. Won’t be long now.


PayU restricted withdrawals to DC/Netbanking??
Are you referring to add cash transactions?


I meant money added via CC cannot be withdrawn to bank.

Deal Lieutenant Deal Lieutenant
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want to transfer paytm money in bank. any way out ??? ofcourse dont want to pay their transaction fee of 4% to paytm.

Deal Cadet Deal Cadet
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I am trying to add money in SBI buddy but it is giving error “Transaction error! Platform error ..something”
Anyone facing same issue?

Deal Lieutenant Deal Lieutenant
Link Copied
@1cooldesidd wrote:

@rajrocks wrote:


Same here, im also not surprised and now have a concern fork other wallets too. This is what happens when too much exploitation happens. I was thinking to post a new thread requesting ppl to do it in a smooth manner rather than aggressively, give a gap between adding and withdrawing txns, do in small amts rather than max amt at a time and etc etc guidelines to avoid this setback… But i made a mistake of not posting and now regretting… https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


Your post would not have made any difference. Freecharge has withdrawn this facility, Lime has introduced charges, PayU restricted withdrawals to DC/Netbanking. Yet to go down this route are Shmart, Pockets and SBi Buddy. Won’t be long now.


Pockets doesn’t allow loading using CC

Perfectionist Perfectionist
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@disclaimer wrote:

@1cooldesidd wrote:

Your post would not have made any difference. Freecharge has withdrawn this facility, Lime has introduced charges, PayU restricted withdrawals to DC/Netbanking. Yet to go down this route are Shmart, Pockets and SBi Buddy. Won’t be long now.


Pockets doesn’t allow loading using CC


He meant it in terms of charging a small percentage for withdrawals.

Deal Subedar Deal Subedar
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how to contact SBI Buddy customer care ? Is there a way we can get details on “transfer to account” ?

Deal Cadet Deal Cadet
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@stingr@y wrote:

@Dinesingh wrote:

@stingr@y wrote:

@Dinesingh wrote:

"@VaibhavJain":http://www.desidime.com/users/280639 wrote:


you will get after fix, 48 hours.

48 hours already over.


I also noticed the same thing. I have added 600 few days back. Day before yesterday I added 5000 again. At that time I could see option to withdraw 600 but now I can’t withdraw anything. Today night 48hrs will be over for 5000, hope I can withdraw everything.


I guess, they have removed the bank withdraw now


No way, they can’t do that https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif


A u able to withdraw from freecharge?

Deal Subedar Deal Subedar
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Guys, i am a bit confused now seeing all these posts…has Freecharge stopped cash withdrawal to bank entirely?? Can someone please clarify: Which are the wallets, in which, as of TODAY, money can be added via CC and withdrawn with ZERO charges? Would be helpful to everyone I guess/.

Deal Cadet Deal Cadet
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@Dinesingh wrote:

@stingr@y wrote:

@Dinesingh wrote:

@stingr@y wrote:

@Dinesingh wrote:

"@VaibhavJain":http://www.desidime.com/users/280639 wrote:


you will get after fix, 48 hours.

48 hours already over.


I also noticed the same thing. I have added 600 few days back. Day before yesterday I added 5000 again. At that time I could see option to withdraw 600 but now I can’t withdraw anything. Today night 48hrs will be over for 5000, hope I can withdraw everything.


I guess, they have removed the bank withdraw now


No way, they can’t do that https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif


A u able to withdraw from freecharge?


Nope. Complained to cc let’s see.

Deal Cadet Deal Cadet
Link Copied
@mayur.enrique669 wrote:

Guys, i am a bit confused now seeing all these posts…has Freecharge stopped cash withdrawal to bank entirely?? Can someone please clarify: Which are the wallets, in which, as of TODAY, money can be added via CC and withdrawn with ZERO charges? Would be helpful to everyone I guess/.


I guess Shmart only.

Deal Lieutenant Deal Lieutenant
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@gotrajk wrote:

how to contact SBI Buddy customer care ? Is there a way we can get details on “transfer to account” ?


[email protected]
you can also click on feedback option in app and post your query there..

Deal Subedar Deal Subedar
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@ashu99926 wrote:

I am trying to add money in SBI buddy but it is giving error “Transaction error! Platform error ..something”
Anyone facing same issue?


M facing the same issue .. any luck ?

Deal Major Deal Major
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@gurucoupon @DealSeeker

Update

Now we can transfer Paytm cash to any bank a/c through new updated Paytm Wallet App.
Minimum Amount changed to Rs.1000 (it was Rs.2000).
Might be now their is no charge for transfer to bank account as its not showing 4% charge in the app https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

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