https://www.desidime.com/comments/permalink/9534704
1.5L Fd for Savings Max account for completely free of charges.
https://www.google.com/amp/s/v.hdfcbank.com/amp...
HDFC bank savings account
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Again back here with confused head.
I wanted to open savings account ( Not salary account) with HDFC (already a ICICI wealth customer, ) with benefits similar to ICICI. But there seems to be none.
Regular, savings max etc. i explored but they did not meet my primary criteria of
1. zero balance account
2. No annual debit card charges
3. No AQB
4. No SMS charges
i use it for only online transactions and ready to put an FD , still there seems to be no provision in HDFC or FD is to the tune of 15-30L which is very high.
I spoke to 2 branches. In the first branch the RM said if i open account with 5L cheque everything is free. But from the other branch i hear there is no such option. Online i saw but nothing of this sort mentioned.
Any veteran with HDFC suggest what is the best way.
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https://www.desidime.com/comments/permalink/9535039
The 5l account is speciale platinum account which gives custom account number and other benefits. Its not lft, but he plans to make you preferred banking customer which makes everything free if you maintain the criteria. Non maintaining means you will be downgraded and no more ltf, but thats upto rm to downgrade which he might not
https://www.desidime.com/comments/permalink/9535102
Thanks. The special Platinum and special gold accounts require 8L and 4L FD relation respectively or AQB of same amount.
The bank executive suggesting to open savings max and attach to portfolio (with raise form) like classic, preferred or imperial which have 5L, 15L,30L FD relation. This way they say even if due to cash crunch we withdraw the FD the savings max 25K can be maintained.
Not sure what traps are there.
The bank executive suggesting to open savings max and attach to portfolio (with raise form) like classic, preferred or imperial which have 5L, 15L,30L FD relation. This way they say even if due to cash crunch we withdraw the FD the savings max 25K can be maintained.
Not sure what traps are there.
https://www.desidime.com/comments/permalink/9547958
opened account(savings max) 2 days back. Setting up initial things.
As a part of it i am trying to change my ATM PIN online.
wondering if i can change my Debit card ATM pin online?
when i tried it online
1. It was asking reason for change (strange)
2. The new pin will be sent to communication address and charges 50+GST.
Is it how it is ? or missing something?
EDIT:
GOT IT, SORRY FOR REPLYING YOU
https://www.desidime.com/comments/permalink/9536051
The process the executive told me is to open savings max account and then attach it to classic portfolio with raise request form. This way in future if my fd relation breaks i still be having 25k AMB savings max account is what they are suggesting. Is it right? Any suggestion?
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The 5l account is speciale platinum account which gives custom account number and other benefits. Its not lft, but he plans to make you preferred banking customer which makes everything free if you maintain the criteria. Non maintaining means you will be downgraded and no more ltf, but thats upto rm to downgrade which he might not