Back in the days of fiddling around with PCI (bus) slots, I preferred having dedicated sound cards, graphics cards.
Processors by themselves (even after overclocking) are restricted in their design
or shall I say.. are better utilised for other comprehensive tasks.
btw don't waste your money or any GPU below 4060 Ti (should cost 40-50k depending on make) now as 4060 Ti itself will struggle with RTX On even at 1080p to output 60fps for titles like CyberPunk/GTA 6 etc