CREDIT CARD -> List of LTF Life Time Free "Credit Card" for General Public i.e NTB - Please add what you know to keep this list updated
Hello Dimers,
Some of the LTF cards I know FOR GENERAL PUBLIC i.e NTB (new to bank) are
1) Axis Neo (during promotion times)
2) Axis Myzone (during promotion times)
3) HDFC Money Back card (for certain HDFC Bank account holders who wait)
4) AU has ixigo card lifetime
5) One card (no more issued because of data misuse)
Thanks to shiva20 few more cards added to list
6) ICICI Amazon Pay
Thanks to dealseeker402 few more cards added to list
7) HDFC Regalia (for certain HDFC Bank account holders who wait)
8) HDFC TATA NEU Plus & INFINITY (for certain HDFC Bank account holders or who has build some rappo or TATA employees)
9) ICICI CORAL RUPAY
10) AU ZENITH (not offered anymore) - Thanks to DimeDude inputs
11) STANDARD CHARTERED DIGISMART (not offered anymore) sc platinum is ltf now - Thanks to DimeDude inputs
12) HSBC PLATINUM (mostly for salaried , self employed tough)
Thanks to LG50 few more cards added to list
13) IDFC First Millennia
14) IDFC First Classic
15) IDFC First Select
16) IDFC First Wealth
17) Federal Celesta
18) Federal Imperio
19) Federal Signet
Thanks to Ritesh_1 few more cards added to list
20) Kotak League Platinum
21) ICICI Platinum Chip Credit Card
22) BOB select (during promotion times)
23) BOB easy (during promotion times)
by myself
24) BOB premier (during promotion times)
Thanks to mohiitt few more cards added to list
25) Axis Kiwi
Thanks to RDimer few more cards added to list
26) ICICI Robyx (depending upon salary/ relationships with ICICI/ Cibil)
27) ICICI SHAPPIRO (depending upon salary/ relationships with ICICI/ Cibil)
Thanks to xedo123 few more cards added to list
28) HDFC SHOPPER STOP CC
Thanks to PDMD few more cards added to list
29) Indusind legend
30) indus IND aura edge
31) rbl shoprite platinum
32) kotak urbane
33) yes Bank signature
34) hdfc millennia (for certain HDFC Bank account holders who wait)
Thanks to netrafter few more cards added to list
35) AU LIT
Thanks to JackyDan few more cards added to list
36) Kotak zen (Was available as lft for ntb-New to bank customers)
37) Kotak iocl (Was available as lft for ntb-New to bank customers)
by myself
38) Uni Card (if offered for you)
Thanks to DimeDude few more cards added to list
39) AU swipe up cards, i.e. Xcite, Xcite Ace, Xcite Ultra
40) ...... etc
FD Credit Cards
1) One card (no more issued because of data misuse)
2) IDFC First WOW Card
3).... etc
anyone please comment the list of cards you know that are AVAILABLE AS LTF AT SOME POINT OF TIME in a year
So any other cards you know?
(side note: once this post is non editable I will add the future updated list of cards as the last/lastest comment in this post so keep "commenting" your new find of LTF cards:) hehehe lets make use of all these cards xD)
if you like you can follow this thread for notifications with update of comments
Thanks for the list:) let me add it to the post
HDFC Regalia is similar to HDFC money back on lifetime status, they offer for some account holders i think not for all
Onecard is not issuing to new customers?
Yep as far as i know and last heard they are not issuing new cards now:) because of data misuse kinda thing after then federal also not issuing cards under one card because of RBI things,
then i think one card stopped giving card under any cobranded thing
If I am wrong correct me:)
hmm btw IDFC First Cards there are Paid cards as well like
a) Virtual Rupay Rs. 199+GST
b) IDFC FIRST Bank HPCL First power
c) IDFC FIRST Bank HPCL First power plus
....
so not all cards are LTF in IDFC First as far as i know
Thanks added to the list:)
I have the following -
ICICI AMAZON LTF
ICICI PLATINUM LTF
ICICI CORAL RUPAY LTF
AXIS KIWI LTF
AXIS MYZONE LTF
PNB PLATINUM RUPAY LTF
RBL DUET LTF
Nice:) thanks for the inputs will add to the post
hmm Axis Kiwi i think its LTF usually
But PNB Platinum Rupay is it LTF usually for anyone?
RBL Duet is it LTF for anyone?
great:))
I mean those 2 cards are available as LTF easily for general public? i am trying to make a list for general public:) so kindly confirm is it? so that I can add to the post:)
This idfc bob axis credit card I get only if I have account in those banks or not necessary
you can get their credit cards without having bank account with them
Kotak zen
Kotak iocl
Both Was available as lft for ntb customers .I have kotak iocl lft
ntb customers means? can you elaborate for me to understand:)
net banking?
I have these as LTF
Icici Amazon pay
ICICI coral rupay
HDFC millennia
HDFC tataneu infinity
Indusind eazydiner
Axis myzone
Axis Flipkart
Rbl shoprite
Bob premier
Now a days HDFC is not providing LTF cards as easily.
Talking about recent experience, i have a Regalia LTF & I asked them to convert it to Millenia LTF. And they said they cant provide LTF after conversion, ( even though the Regalia is a more premium card)
I have following LTF:
Amex MRCC
AU Instapay Rupay
AU LIT
Axis Kiwi
Axis MyZone
BOB Easy Digital Rupay
BOB Premier
Citibank Premiermiles
Citibank Rewards
Federal Scapia
HDFC MoneyBack+
HDFC Regalia
HDFC Tata Neu Infinity
HSBC Visa Platinum
ICICI Amazonpay
ICICI Rupay Coral
ICICI VisaPlatinum Coral
IDFC Classic
IDFC Select
Kotak League Rupay
Kotak Privy League
RBL Shoprite
SBI OLA
SCB Platinum Rewards
AU swipe up cards, i.e. Xcite, Xcite Ace, Xcite Ultra
RBL Play card is 500+gst, but gives 500 vouchers, and the fee is waived off if you use bookmyshow for 10 bookings a year (no need to even use the card, just have 10 bookings)
Yes Bank FinBooster
AU swipe up cards, i.e. Xcite, Xcite Ace, Xcite Ultra - All LTF?
Thanks for the inputs:) let me add to the list:)
regarding that RBL play card good suggestion, hmm but in my opinion it cant be considered LTF because hmm its forcing us to use it:) we can keep it dormant as per our own convenience like in LTF, its like a spend criteria based forced on it (10 bookings is forced indirectly)
bhai almost 70% of cards would be conditionally LTF.
Baat ye aati fir ki kon kon ye condition fulfill kar sakta, issue ispe hi aayega.
No point in just creating a new thread by the list only, why not create an excel and attach it here mentioning more in clear about what condition is required (a bit in detail) for LTF.
Nice suggestion:)
yes i thought that as well but people wont see REPEATED update of excel sheet (it will be outdated), but here with update of "DD list" with comments here people will get notification and respond with latest update, (and the content will be always updated with everyone help)
see already for example DimeDude is checking up the list and responding with his UPDATED suggestion, similarly everyone will help:) , and also the people who follow this thread will have update notification every time there is update
but if this is present in an "excel sheet/google sheet" people wont check they just look it once and forget:) so this way of creating post and commenting IS BETTER FOR LATEST UPDATES from EVERYONE, to keep it relevant (with updated conditional LTF mentioned)
Main point of this thread is: we all will get updated information as this post will never get outdated easily with everyone help
Off-topic: I received a message on WA regarding pre-approved One Card with 80k limit. This mean that there would be no CIBIL enquiry and hence no hit to my CIBIL score,right?
Also no docs or video/KYC etc.?
One Card I am not sure, but below is the case for most of banks and financial institution
1) even for pre approved there will be always atleast SOFT cibil enquiry most of the time with most of the banks:) except some banks like Axis (axis gives preapproved without cibil hit as far as i seen)
2) Always there is "video KYC" or "in person KYC" verification (if you dont have account with their bank or their financial institution) - NON NEGOTIABLE
btw is one card being issued now? i heard they stopped issuing (please clarify incase if you tried applying)
Indusind Rupay Platinum
Check your DM and reply there Once
Off topic: if my address is not serviceable, if I apply from relatives address of metro City, will there be any issue? My cibil keeps showing different addresses.
other than that CIBIL will have lot of different address (might be mess)
just i am thinking (my imagination)
if i am lender, is it safe to give a person loan who changes location frequently? not sure this is considered for loan approval but still just my thought
Please add Citi IKEA Credit card to the list
hmm are you sure that card is available to general public now? because citi got sold to axis , so i doubt anyone can get it now
so are you sure?
Thanks for the suggestion:)
What is the condition for making it LTF, normally its not possible to get this in LTF
Hello Dimers,
Some of the LTF cards I know FOR GENERAL PUBLIC i.e NTB (new to bank) are
1) Axis Neo (during promotion times)
2) Axis Myzone (during promotion times)
3) HDFC Money Back card (for certain HDFC Bank account holders who wait)
4) AU has ixigo card lifetime
5) One card (no more issued because of data misuse)
Thanks to shiva20 few more cards added to list
6) ICICI Amazon Pay
Thanks to dealseeker402 few more cards added to list
7) HDFC Regalia (for certain HDFC Bank account holders who wait)
8) HDFC TATA NEU Plus & INFINITY (for certain HDFC Bank account holders or who has build some rappo or TATA employees)
9) ICICI CORAL RUPAY
10) AU ZENITH (not offered anymore) - Thanks to DimeDude inputs
11) STANDARD CHARTERED DIGISMART (not offered anymore) sc platinum is ltf now - Thanks to DimeDude inputs
12) HSBC PLATINUM (mostly for salaried , self employed tough)
Thanks to LG50 few more cards added to list
13) IDFC First Millennia
14) IDFC First Classic
15) IDFC First Select
16) IDFC First Wealth
17) Federal Celesta
18) Federal Imperio
19) Federal Signet
Thanks to Ritesh_1 few more cards added to list
20) Kotak League Platinum
21) ICICI Platinum Chip Credit Card
22) BOB select (during promotion times)
23) BOB easy (during promotion times)
by myself
24) BOB premier (during promotion times)
Thanks to mohiitt few more cards added to list
25) Axis Kiwi
Thanks to RDimer few more cards added to list
26) ICICI Robyx (depending upon salary/ relationships with ICICI/ Cibil)
27) ICICI SHAPPIRO (depending upon salary/ relationships with ICICI/ Cibil)
Thanks to xedo123 few more cards added to list
28) HDFC SHOPPER STOP CC
Thanks to PDMD few more cards added to list
29) Indusind legend
30) indus IND aura edge
31) rbl shoprite platinum
32) kotak urbane
33) yes Bank signature
34) hdfc millennia (for certain HDFC Bank account holders who wait)
Thanks to netrafter few more cards added to list
35) AU LIT
Thanks to JackyDan few more cards added to list
36) Kotak zen (Was available as lft for ntb-New to bank customers)
37) Kotak iocl (Was available as lft for ntb-New to bank customers)
by myself
38) Uni Card (if offered for you)
Thanks to DimeDude few more cards added to list
39) AU swipe up cards, i.e. Xcite, Xcite Ace, Xcite Ultra
Thanks to Mk07 few more cards added to list
40) Axis Flipkart (during promotion times)
41) ...... etc
FD Credit Cards
1) One card (no more issued because of data misuse)
2) IDFC First WOW Card
3).... etc
anyone please comment the list of cards you know that are AVAILABLE AS LTF AT SOME POINT OF TIME in a year
So any other cards you know?
(side note: once this post is non editable I will add the future updated list of cards as the last/lastest comment in this post so keep "commenting" your new find of LTF cards:) hehehe lets make use of all these cards xD)
if you like you can follow this thread for notifications with update of comments
pnb silver/classic
rbl paisa on demand (is this RBL Duet Card?)
YES Prosperity Edge/Select Credit Card
Diners Club Privilege Credit Card
is it LTF for anyone? or any condition to get them as LTF?
Hello Dimers,
Some of the LTF cards I know FOR GENERAL PUBLIC i.e NTB (new to bank) are
1) Axis Neo (during promotion times)
2) Axis Myzone (during promotion times)
3) HDFC Money Back card (for certain HDFC Bank account holders who wait)
4) AU has ixigo card lifetime
5) One card (no more issued because of data misuse)
Thanks to shiva20 few more cards added to list
6) ICICI Amazon Pay
Thanks to dealseeker402 few more cards added to list
7) HDFC Regalia (for certain HDFC Bank account holders who wait)
8) HDFC TATA NEU Plus & INFINITY (for certain HDFC Bank account holders or who has build some rappo or TATA employees)
9) ICICI CORAL RUPAY
10) AU ZENITH (not offered anymore) - Thanks to DimeDude inputs
11) STANDARD CHARTERED DIGISMART (not offered anymore) sc platinum is ltf now - Thanks to DimeDude inputs
12) HSBC PLATINUM (mostly for salaried , self employed tough)
Thanks to LG50 few more cards added to list
13) IDFC First Millennia
14) IDFC First Classic
15) IDFC First Select
16) IDFC First Wealth
17) Federal Celesta
18) Federal Imperio
19) Federal Signet
Thanks to Ritesh_1 few more cards added to list
20) Kotak League Platinum
21) ICICI Platinum Chip Credit Card
22) BOB select (during promotion times)
23) BOB easy (during promotion times)
by myself
24) BOB premier (during promotion times)
Thanks to mohiitt few more cards added to list
25) Axis Kiwi
Thanks to RDimer few more cards added to list
26) ICICI Robyx (depending upon salary/ relationships with ICICI/ Cibil)
27) ICICI SHAPPIRO (depending upon salary/ relationships with ICICI/ Cibil)
Thanks to xedo123 few more cards added to list
28) HDFC SHOPPER STOP CC
Thanks to PDMD few more cards added to list
29) Indusind legend
30) indus IND aura edge
31) rbl shoprite platinum
32) kotak urbane
33) yes Bank signature
34) hdfc millennia (for certain HDFC Bank account holders who wait)
Thanks to netrafter few more cards added to list
35) AU LIT
Thanks to JackyDan few more cards added to list
36) Kotak zen (Was available as lft for ntb-New to bank customers)
37) Kotak iocl (Was available as lft for ntb-New to bank customers)
by myself
38) Uni Card (if offered for you)
Thanks to DimeDude few more cards added to list
39) AU swipe up cards, i.e. Xcite, Xcite Ace, Xcite Ultra
Thanks to Mk07 few more cards added to list
40) Axis Flipkart (during promotion times)
Thanks to dealseeker402 few more cards added to list
41) HDFC Diners Club Privilege Credit Card (available as ltf for some customers - thanks to JNL for confirming)
42) ...... etc
FD Credit Cards
1) One card (no more issued because of data misuse)
2) IDFC First WOW Card
3).... etc
anyone please comment the list of cards you know that are AVAILABLE AS LTF AT SOME POINT OF TIME in a year
So any other cards you know?
(side note: once this post is non editable I will add the future updated list of cards as the last/lastest comment in this post so keep "commenting" your new find of LTF cards:) hehehe lets make use of all these cards xD)
if you like you can follow this thread for notifications with update of comments
Let me add to the list:)
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You forgot ICICI Amazon Pay CC