AU Bank has launched new SwipeUp Credit Card Upgrade Platform which offers New Credit cards on the basis of existing Credit Card.
Its LTF also.
https://www.aubank.in/personal-banking/credit-c...
Higher Reward Points | Exclusive Cashbacks | Higher Credit Limit | Lifetime Free Card | Biodegradable Card | Value Added FeaturesSwipeUp For An Upgraded Credit Card
It’s time to take the step towards privileges and benefits that you deserve today! Upgrade Your Credit Card Now!
AU does not allow more than 1 credit card per customer from what I know.
I am having lit card. Applied using the link mentioned in post. Did not find option to add other bank cards and directly step forwarded to videokyc without card selection. Currently vkyc pending. Is it usual process or will I get card selection post videokyc?
is this for new users or preexisting, because for me it directly shows lit card no option to add other card for c2c to xcite. 🧐
In case of Self employed ...during process asking company details etc even if selecting option self employed...
Not serviceable pincode
Can i just pit bin number of card, even if I don't have that card.. I mean how will they check?
where is the option in AU app
I do not have any credit card at all.. can i apply for this program?
No. Its upgrade program so you must have a credit card from another bank for this. Otherwise you need to apply via normal process.
Anybody applied with hdfc millennia?
What card are they giving?
Also self employed can apply through this?
video kyc waiting link since 40 minutes.... closed it
I applied in hurry.. don't know that they are offering zenith too.. entered details for ICICI platinum card(though having 15-16 cards).. au xcite ultra got approved...
Any way to change it 🥺
Will Kotak Zen get me Zenith?
Zenith vs Xcite ultra which is better?
I have AXIS PRIVILEGE:LIMIT 4lakh
Regalia:limit 5lakh
Millenia:limit 2lakh
SBI octane:limit 3lakh
apay,Neo,mmt platinum,myzone
Which card will fetch me zenith card?
Kindly update here if anyone is able to get multiple AU credit cards..and trick/steps followed, if any.
When it showing card selection, zenith card showing LTF..,...but in end T&C showing 7999/-....what to consider....? 
Pin code not serviceable
Not approved for me
Got call and link from Bank side to complete VKYC and completed successfully
i tried millenia, ace, Apay but all showing only xcite card. cibil 774. Thought would get xcite ultra as per comments.Not worth applying right now...
Not able to proceed further after entering OTP. Have been facing the same issue since last 6 months. Tried many times but getting stuck 😌
Never mind.. Was able to proceed thru their App and got Zenith card after entering IndusInd Legend card.
*When I entered Axis Ace, it identified as Neo, so entered Legend..
PPS: Application rejected once I mentioned self employed!!!😡
My salary is 17k n frm nxt mnth i will get 20k which credit card is gud anyone guide me plz
In that case I would suggest to get a CC from same bank you have your bank account. That way you can get highest limit on card, mostly it would be pre-approved so no hassle. Later you can get a card from other banks.
Anyone tried with AMEX MRCC?
Yes. I did with amex mrcc
Got xcite ultra 8 lakh limit. Vkyc done today.
You had other AU CC application declined / incomplete in last 6 months, right?
OK, applied and completed VKYC. Something I learnt from the process that I'm sharing below:
* I didn't have previous AU bank relationship. I have HDFC Millennia (oldest, HDFC doesn't show limit in CIBIL and sadly, this has highest limit), SBI SimplyClick (7months, shows in CIBIL and about 1L limit) and OneCard metal (1yr old and about 50k limit)
* Your CIBIL is hit and you may get email alert from CIBIL just after you go to next step after giving PAN, OTP. It seems they try to fetch credit limit on the CC you give for the 6 digits BIN first, if not found then combined credit limit and other highest cards are considered by the system algo...
* You can go back and try different BIN for other CC you have, but in my case the offered card didn't change. Only old and offered card comparison chart changed.
* As HDFC doesn't report credit limit on CIBIL (only max used credit), I was given about 1.5L credit limit based on the other 2 cards and total credit limit showing on CIBIL. Current score is near 800...
* Based on the calculated CL from system, they offered me the Basic Xcite CC, not the ACE or ultra...
* Process is smooth and VKYC waiting time was low (was 5th in queue), took about 12 minutes for my turn, about 5-7 minutes required for procedure. This is a Sunday and still, did it around 3PM. I suggest 10AM-6PM to do the VKYC...
* VKYC : Profile related questions asked, live photo taken, PAN snapshot and live signature taken. I was connected to a good looking, Hindi speaking (default language they use) lady in AU themed uniform who is quite polite.
* They mail you the applied form PDF after 30 minutes from doing VKYC for your verification and record.
Let's see when they approve the VKYC and process the card... (she said the usual on the closing note - you will be updated by sms/email and card should be expected within 15 days after successful verification)
27th Jan : Tried with FK CC bin just after midnight. Got xcite ultra with 8 L limit. Used desktop browser.
27th Jan : Did VKYC morning around 11. Desktop browser. They took live photo of original PAN, my photo and live signature. Got approval confirmation by mail around 4 pm.
28th Jan : 6 PM got sms that card has been dispatched. Dispatch origin - Delhi/NCR.
30th Jan : Card recv at 1 PM at Adhaar registered residence address. Delivered in a nice box.
Reasonably smooth process. Only issue was around 20 min wait time for VKYC.
No existing relation with AU bank.CIBIL 800+. Using credit cards for 20 years.
I am getting "thank you application approved and card generated without kyc successful" already having lit credit card. No card showing in app