phonepe - get between-7 - 500 cashback on 5 transactions with upi linked credit card

• Link your RuPay Credit Card to UPI on PhonePe. Get a scratch card and win up to ₹500 Cashback* on your 5 grocery transactions with your UPI-linked Credit Card on PhonePe.
• Cashback amount can vary between ₹7 & ₹500 on eligible transactions.
• Minimum transaction amount to avail this offer is ₹100.

What is the eligibility criteria?

• Payment to be made through UPI only. No other payment instruments (Wallet / Credit Card / Debit Card) are applicable on this offer
• For example, if a payment of ₹300 is paid using ₹100 PhonePe Wallet / Gift Card balance and ₹200 through UPI, the offer will not be applicable
• Users can avail the offer on first 5 payments with UPI Linked RuPay Credit Card
• To make UPI payments using your RuPay credit card, users do not need to enter CVV or wait for OTP SMSes. Simply select your credit card, enter your UPI PIN and avail the offer
• Offer applicable for select set of users
• Offer is applicable for the user who have not linked the Rupay Credit Cards to UPI on PhonePe
• This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.

What is the offer duration?

• From 17:00 hrs 15th February 2024 to 23:59 hrs 29th February 2024

How many times will I be awarded Scratch card?

• Offer can be availed maximum up to next 5 grocery transactions (per device, per user) during the offer period

How do I get the Scratch card?

• Go to Profile section by cliking on the top left corner of the PhonePe home page
• Scroll to find “Link Rupay Credit Cards on UPI" under Payment Settings”
• Select your Rupay Credit Card issuer bank and set 4/6 digit UPI PIN and start making payments
• Note: in case you have wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use your wallet balance.

How do I redeem the Scratch card and get cashback?

• On a successful transaction via UPI Linked RuPay Credit Card you get the scratch card
• In the PhonePe app, click on View My Rewards section
• Find the unscratched card and swipe to redeem the rewards
• Once redeemed scratch card cashback will be credited within 24 hours
• Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / iOS version 5.0.31.1000 and above. Upgrade your app to redeem cashback

When do I get the Scratch Card?

• Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction

What happens in case of refund/cancellation of my transaction?

• In case of any cancellations, the cashback processed post redemption on scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)
• Refunded amount less of cashback will be credited to back to the source of funds used while making payment.

Other Terms and Conditions:

• A user can earn up to ₹9,999 cashback in the PhonePe Gift Card per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe.
• Your PhonePe Gift Card balance has a validity of 1 year from the date of issue, post which it will expire
• Offer is applicable on both iOS and Android devices.
• Cashback given against the scratch card can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.
• Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.
• Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.
• The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
• PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
• PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
• Customers' participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
• In case of any dispute, PhonePe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.