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Easy way to know when your debit or credit card will be charged Fees

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Comrade
stoptomove
It is very easy to know when a debit or credit card will charged annual fees, Even of others by just looking on to debit card or credit card.

The valid up to is the date one must see to know amc of the card.
For example 05/28 so here the amc will be charged every year on  June.

So its that easy!
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Deal Lieutenant Deal Lieutenant
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You can't always rely on expiry date, one of my cc will expire in may, but's annual charges are deducted in nov

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Spearhead Spearhead
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So if I want to cancel my debit card to avoid charges when should we cancel it? ( Tell according to the 5/28 date)

Comrade Comrade
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In May itself
Post Emperor Post Emperor
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Interesting

Critic Critic
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0K

Deal Lieutenant Deal Lieutenant
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You can't always rely on expiry date, one of my cc will expire in may, but's annual charges are deducted in nov

Comrade Comrade
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Thats strange, thanks for info
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Benevolent Benevolent
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I have been using this trick to activate the card before delivery for a long time.

Deal Lieutenant Deal Lieutenant
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NOPE... not true for all cards/banks.

Helpful Helpful
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@abhishek012 @rogerthat

Deal Newbie Deal Newbie
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If you replace the card then expiry month will not match annual fee month.
Annual fee is always on 12 months. bank cannot charge 3-4 months in advance

Blogger Blogger
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From 11th month they deduct normally

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