Hot Deal

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges

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Finance Ninja
abhishek012

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=c...

Now signup and login, complete full kyc.

Note: If any dnt know anything about Snapay app then please visit herehttps://www.desidime.com/discussions/snapay-cre...

@Knight11  has a PHD degree on Snapay app. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜

1) How to pay Amazon gift voucher to Bank/Credit card bill pay at 2.5% ?

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 2" -

Screenshot20240504-075951

Here you see Snapay will charge you 2.5% and proceed to pay -

Screenshot20240504-080011

Choose "Wallet" option here -

Screenshot20240504-080034

Choose Freecharge Wallet option here -

Screenshot20240504-080049

Now login your Freecharge account and enter here any dummy AMEX Card number.

For example - 

enter dummy Amex card number start with 3700 2281 and enter any 7 digit number.

last digit change 0 to 9 and you will get any genuine card number.

Enter any expiry date and 4 digit AMEX CVV code and proceed.

Screenshot20240504-080205

Here, Freecharge is not accept Amex card or you entered wrong Amex card number.

This page will open -

Click on back option on payu page here -

Screenshot20240504-080411

Here you will see more wallet options -

Screenshot20240504-080418

Trick 1 - Choose Amazon pay gift voucher wallet and pay -

Trick 2 - There is another trick for 5% SBI Cashback card via Phonepe wallet gateway, if you get "PHONEPE PVT LTD" merchant name then eligible for 5% cashback but i am not verified yet on here through new payment gateway (first time try Rs100 and check you will get 5% cashabck or not after 3-4 days). 

All details about phonepe explain here but this time we choose "Wallet 2" option on Snapay app - https://www.desidime.com/discussions/5-sbi-cash...

Screenshot20240504-080429

2) How to pay Amazon gift voucher/5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -

Screenshot20240306-185349

How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay Amazon gift voucher/5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name Credit Card IFSC Code Branch
Au Small Finance Bank AUBL0CCARDS Jaipur
Axis Bank UTIB0000400 Mumbai
Bank of Baroda BARB0COLABA Mumbai
Bank of India BKID0000101 Mumbai
Canara Bank CNRB0001912 Bangalore
CITI Bank CITI0000003 Chennai
Federal Bank FDRL00CARDS Kerala
HDFC Bank HDFC0000128 Chennai
HSBC Bank HSBC0400002 Mumbai
ICICI bank ICIC0000103 Mumbai
IDBI BANK IBKL0NEFT01 Mumbai
IDFC First Bank IDFB0010225 Mumbai
IndusInd Bank INDB0000018 Mumbai
Kotak Mahindra Bank KKBK0000958 Mumbai
Punjab National Bank PUNB0112000 New Delhi
RBL Bank RATN0CRCARD Mumbai
State Bank of India SBIN00CARDS Mumbai
Syndicate Bank SYNB0002915 Bangalore
Union Bank of India UBIN0580104 Mumbai
Yes Bank YESB0CMSNOC Mumbai


Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Subedar Deal Subedar
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It may lead to account block and as your refund will be in pay balance - getting pay balance back will be a big challenge for you.

Helpful Helpful
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@ abhishek013 still working or not?? as i am unable to see amazonpay option
Finance Ninja Finance Ninja
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Trick 1 - over

Trick 2 - working, if you get "PHONEPE PVT LTD" merchant name then eligible for 5% cashback on sbi cashback credit card.
134 Comments  |  
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Deal Newbie Deal Newbie
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PhonePe OTP page not opening.

On 11th May i tried 100 and it worked.

Finance Ninja Finance Ninja
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Ya, you need to wait 3-4 days and then try again.

Once your previous transaction settled, you can pay again on same merchant through phonepe gateway.
Finance Ninja Finance Ninja
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Trick 2 - Still working, just now i paid (got "PHONEPE PVT LTD" merchant name on 2nd attempt).

Interesting fact -

8th May, i successfully pay through phonepe gateway and after that PhonePe card OTP not opening.

but today, 11th May, phonepe card otp page again start open without any issue.

I think we need to wait few days for our previous transaction settlement and then the PhonePe Card OTP page will start opening again.

Blaze Blaze
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May I know what amount you tried?

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Post Emperor Post Emperor
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Vu

Deal Cadet Deal Cadet
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Amazon pay wallet option not coming.

@abhishek102 is the jugad over?
Anyone else facing same issue??

Finance Ninja Finance Ninja
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Trick 1 - over

Trick 2 - Working.
View 4 more replies
Finance Ninja Finance Ninja
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Just now i got "PHONEPE PVT LTD" merchant name on Trick 2.

Note - This morning I tried 7-8 times, Got FX Mart merchant name, after few hours i retried but everytime got FX Mart merchant name.

Just now i try again, 2nd attempt, finally got "PHONEPE PVT LTD" merchant name on Card otp page.

Deal Cadet Deal Cadet
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Yes, just now I tried 1st time it was fx and 2nd time it's phonepe pvt Ltd but after transaction on SBI cards on unbilled it shows as phonepe 560034 IN but earlier i did one transaction that was settled and it had PHONEPE BANGALORE

WILL update once transaction settled

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Helpful Helpful
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@ abhishek013 still working or not?? as i am unable to see amazonpay option
Finance Ninja Finance Ninja
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Trick 1 - over

Trick 2 - working, if you get "PHONEPE PVT LTD" merchant name then eligible for 5% cashback on sbi cashback credit card.
View 2 more replies
Deal Cadet Deal Cadet
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@abhishek012 Bhai log, Jo Jo banks ka credit card bill successful pay ho Raha hai uska mention kijiye.

Aur login ko help milega. Thanks Abhishek Bro!

Kaha kaha se ye Jugaad le aate ho yaar! Kya baat! kya baat!

Helpful Helpful
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Kuch maza nhi aaya or tariff Karo.... tarif pr tarif karte raho...taki koi bhi trick nhi bache 😃


Cool Cool
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Used amazon pay and it worked. Thanks op.

Used the card that you have provided (370022816756890)

Helpful Helpful
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Can we transfer Amazon pay later credit limit to bank account via this trick ?

Post Mogul Post Mogul
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@abhishek012 Payu fixed this bug. Now it asks to enter new card details as this is not an acceptable card for payment on the Amex initial entry page itself.

Finance Ninja Finance Ninja
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Just now i checked, working perfectly.

Follow the process, i shared in my post and use Snapay app.

Kuch logo ko America jane bolta hu, Japan chale jate hai. Phir bolte hai America nahi hai.

Screenshot20240506-102505

Deal Lieutenant Deal Lieutenant
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Trick 2 - There is another trick for 5% SBI Cashback card via Phonepe wallet gateway, if you get "PHONEPE PVT LTD" merchant name then eligible for 5% cashback but i am not verified yet on here through new payment gateway (first time try Rs100 and check you will get 5% cashabck or not after 3-4 days).

---------------

Anyone got cashbaock for this?

Finance Ninja Finance Ninja
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Just try Rs100 and check (minimum transaction Rs100 to eligible for 5% cashback)

We already tested on other gateways with "PHONEPE PVT LTD" merchant name.

All details about phonepe explain here but this time we choose "Wallet 2" option on Snapay app - https://www.desidime.com/discussions/5-sbi-cash...

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Deal Newbie Deal Newbie
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send me snapay referral

Finance Ninja Finance Ninja
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DM you.
Deal Cadet Deal Cadet
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Need snapay referral

Deal Cadet Deal Cadet
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Sent

Deal Cadet Deal Cadet
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From where to purchase Amazon Pay GV using 5% SBI Cashback Card? @abhishek012

Finance Ninja Finance Ninja
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Zignoy app (effectively 4% benefit) - https://www.desidime.com/deals/amazon-gv-5-sbi-...

Also Amazon order cancel trick and refund to Amazon gv, if you like.

or direct purchase Amazon gv from Amazon using 5% SBI Cashback credit card.

if you get "Amazon gift card" merchant name on Amazon then cancel the trxn and retry, all other merchant name is eligible for 5% cb
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Deal Subedar Deal Subedar
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It may lead to account block and as your refund will be in pay balance - getting pay balance back will be a big challenge for you.

Finance Ninja Finance Ninja
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Amazon will not block your account, If you do it within a limit.

I have done this many times but max 2-3 orders cancel approx 10k+ order and refund to Amazon gv. 😀

Warning - do it within a limit. Dnt do too much cancel orders or better to use multiple Amazon account if you have. I have multiple Amazon accounts. Also immediately transfer through Snapay after refund to Amazon gv.
View 4 more replies
Finance Ninja Finance Ninja
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Here many people are ordering some products from Amazon and immediately cancel the order and choose refund to Amazon gv and also receive 5% SBI Cashback credit card -

Source - Telegram, try at your own risk. Dnt cancel too much transaction on per Amazon account. 

There are infinite images available on Telegram.

Note - i am not recommended to cancel multiple orders from same Amazon account. Few orders cancel is ok. 

amazon11

photo2024-05-0521-46-57

photo2024-05-0515-01-40

Deal Cadet Deal Cadet
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mhm this is too much of a trick:) might lead to suspension of amazon account or SBI Cashback credit card soon:) based on turnover value of money used I think (so be aware of it if anyone is gonna try)


just adding a side note:) in addition to @abhishek012 note of not recommendation


Abhishek012 Note - i am not recommended to cancel multiple orders from same Amazon account. Few orders cancel is ok.

Deal Subedar Deal Subedar
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@abhishek012 freecharge ki ye wali MCC kya hai bhai

Finance Ninja Finance Ninja
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Freecharge se direct Utility hoga.
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The Alpha The Alpha
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Is hdfc millennia credit card giving 5% cashback on buying Amazon pay gv from Amazon website? @abhishek012

Finance Ninja Finance Ninja
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Yes and 5% cashback credit on monthly. Dnt count billing cycle date of your HDFC millennia Credit Card.

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The Alpha The Alpha
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Wallet option gone ? Not visible to me on any mode ..

Finance Ninja Finance Ninja
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Where ? Snapay ?

Choose T+1 option on Snapay app
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Community Angel Community Angel
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A so called self proclaimed CEO of an unknown company giving too much time in creating chindi dirty trick threads and replying every comment 

Blaze Blaze
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You are almost always in fight mode with @abhishek012 .

I don't understand why! I feel that he is helping others in very unselfish way. Does he gain anything by posting tricks. He is sharing with others which might be useful for few people. Remember even if he doesn't share there will always be someone else who will share it or post it on YouTube to gain subscribers and likes. Desidime doesn't monetize unlike YouTube.

IMHO.

Helpful Helpful
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Payment failing after amazon payment page. May be over?? Others please confirm

Finance Ninja Finance Ninja
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Failing means money debited or payment not working ?

Try Rs100 or try after sometime.
View 7 more replies
Deal Subedar Deal Subedar
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@abhishek012 gosats use kr rhe Hain to refer code do apna

Generous Generous
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Hame tag kyo nahi kiya? angry

Finance Ninja Finance Ninja
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Jo log pichle post me interested hote hai usi ko mai tag karta hu.
View 6 more replies
Generous Generous
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Wow. I have done it.. just had trouble finding amex wrong number.. then i remembered i have icici amex dustbin card.. them i have done. Balance transfer at 2.5%  .

Finance Ninja Finance Ninja
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Comment me already dummy Amex card number - 3700 228167 56890 daala tha ek.
Deal Cadet Deal Cadet
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I'm getting Merchant Name -FX Mart Pvt. Ltd... does it give the cashback?

Blaze Blaze
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No. Cancel immediately

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Deal Cadet Deal Cadet
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After so long I got Phonepe Pvt Ltd on first attempt using wallet 1 as option. Thanks @abhishek012 for the tag.

Deal Subedar Deal Subedar
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@abhishek012 bhai muzhe bhi tag kr dete😡

1000017497

Finance Ninja Finance Ninja
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Try after sometime.
Helpful Helpful
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Far better than waiting for PhonePe method.

Nobel prize do inko (or whoever found this).

Helpful Helpful
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Whats the limit per month to get 5 percent cashback on amazon gift card from HDFC Millennia Cc? @abhishek012

Helpful Helpful
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1k rp for 20k gv
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Helpful Helpful
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@abhishek012 for me transaction not going through at last step it asks for otp , than shows wait for 60 seconds for generating new otp after 60 seconds it just redirects to amazon login page
Finance Ninja Finance Ninja
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Try after some time.
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